Resources To Get You Financially Free


I love helping people!!!

April 6, 2006

I was once broke. Now, I’m not! This slogan is truth to me! I stopped being broke by changing the way I made decisions. When Jenn and I made the decision to stop signing up for more debt, that was HUGE! When you stop adding more debt to the equation, you can actually start reducing…

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Personal Finances are hard to do!

April 4, 2006

It is really difficult to grasp key principles in personal finance. Here are a few. 1) Spend less than you make WOW! That is really difficult to grasp! 2) Do not buy anything you cannot immediately pay for TOUGH! Man, this is really hard. 3) Save money for a rainy day This is just too…

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We are too good at excuses!

April 3, 2006

Humans are too good at making excuses. I have heard a lot of excuses lately on why their personal finances are a wreck. It is because of their spouse not being involved, or because the OT on the job has been cut back lately, or because we can’t find the time to do a budget,…

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Why should you be debt-free?

March 31, 2006

It allows you to focus on the truly important things in life – like your child losing their first tooth! You can go on paid-for vacations. You don’t have to juggle all of your bills with each of your paychecks. It let’s you have a life. Become debt-free today. All you have to do to…

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I am pumped up!

March 29, 2006

I am pumped up! I am excited about having a financial plan that works! I am excited that my wife is highly involved in our financial plan! I am pumped up about setting goals and achieving them! I am inspired by others who have taught me extremely valuable financial planning skills! I thought that I…

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New Marketing Campaign: VISA takes Life!

March 28, 2006

In a surprising move, VISA has changed their marketing campaign from “Life Takes Visa” to “Visa Takes Life”. After an exhausting study of their account holders and their payment patterns, Visa believes that the “Visa Takes Life” slogan more accurately reflects the company’s actual focus. In an interview conducted with Olova Themoney, senior marketing advisor…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.