Resources To Get You Financially Free


It is important to know these facts

April 30, 2006

Mortgage Interest If you have a mortgage for $150,000 at 6% interest and it takes you 30 years to pay off, you will pay a total of $173,757 in interest. If you instead pay off that same mortgage in 5 years, you will pay a total of $23,995 in interest. By paying off the mortgage…

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What does being debt-free mean to me?

April 25, 2006

It means that I can help others. It means that I do not have to worry about paying my bills. It means no big money fights with my wife. It means my wife can be a stay-at-home mother. It means that a doctor bill, car repair, or high natural gas bill does not create a…

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How much is enough?

April 24, 2006

When will you have enough? Is it when you finally own your home? How about when you finally get to purchase that awesome boat? What about a vacation home? What about when you own your own business? What about when you own a farm? Is it when you hit $1,000,000 in the investment account? What…

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Did you buy something with a credit card today?

April 20, 2006

Why? Is it because it is a Tony Stewart credit card? OR is it because you did not have the money? Is it because you get airline miles? OR is it because you did not have the money? Is it because you get free hotel points? OR is it because you did not have the…

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Why do you want to be financially free?

April 19, 2006

Do you ever wonder why I write so much about becoming financially free? I want to become financially free because I believe that I am a better person when I am not living paycheck to paycheck. I believe that I am a better husband when I am not worried about where the money is coming…

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April 18, 2006

To better understand anything, it is always very helpful to read some books about it. For personal finances, it is no different. I recommend that you read at least 4 books a year about personal finances. I do understand that I am a nerd about this subject, but I believe that if you want to…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.