HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
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THE LATEST FROM MY BLOG
Today, I mark 20 years since I learned about debt and its impact on my ability to achieve financial freedom. It was 20 years ago that I learned that if I had debt, it would enslave me to the lender. I learned that the interest I paid on debt would help the bank build a…Read More
Budgeting is easy. Three years ago, I would never have written that statement, but today I can passionately state that budgeting is easy. Here is a key fact to remember. Budgets do not require calculus, differential equations, geometry, physics, or trigonometry. Budgets do not even require division or multiplication. Budgets really only utilize addition and…Read More
I believe that everyone has wants that they “want” to buy. It is our nature to “want” things. For some, it is the latest technology gadget. For me, it is a boat. For others, it is a new piece of furniture. For still others, it is cosmetic surgery. There are others: greenhouse, seed germination kit,…Read More
What is a day worth? Today is one day later than yesterday. Brilliant!!! Because you did not invest $2000 yesterday, you have lost the $1,490,869,419.46 in a single day’s interest that you would have earned on July 7, 2185!!! That is ONE BILLION DOLLARS!!! Is Austin Power’s around here? Don’t believe me? Try it out.…Read More
AP HEADLINE: 2005 Savings Rate at Lowest Level Since 1933 That’s right. Americans’ personal savings rate in 2005 was -0.5%. That is MINUS 0.5%!!! This means that, on average, Americans not only spent every dime they brought home, but they also drained their savings or turned to debt to support their addiction to spending. Unbelievable.…Read More
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.