Resources To Get You Financially Free


We are too good at excuses!

April 3, 2006

Humans are too good at making excuses. I have heard a lot of excuses lately on why their personal finances are a wreck. It is because of their spouse not being involved, or because the OT on the job has been cut back lately, or because we can’t find the time to do a budget,…

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Why should you be debt-free?

March 31, 2006

It allows you to focus on the truly important things in life – like your child losing their first tooth! You can go on paid-for vacations. You don’t have to juggle all of your bills with each of your paychecks. It let’s you have a life. Become debt-free today. All you have to do to…

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I am pumped up!

March 29, 2006

I am pumped up! I am excited about having a financial plan that works! I am excited that my wife is highly involved in our financial plan! I am pumped up about setting goals and achieving them! I am inspired by others who have taught me extremely valuable financial planning skills! I thought that I…

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New Marketing Campaign: VISA takes Life!

March 28, 2006

In a surprising move, VISA has changed their marketing campaign from “Life Takes Visa” to “Visa Takes Life”. After an exhausting study of their account holders and their payment patterns, Visa believes that the “Visa Takes Life” slogan more accurately reflects the company’s actual focus. In an interview conducted with Olova Themoney, senior marketing advisor…

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Money Tips

March 27, 2006

Negotiate with service providers on major purchases (like a crown at the dentist or a surgical procedure at the doctor). The world is full of service providers – get a deal! If you have kids and a spouse, get good level term life insurance!!! You can get good quotes at Zander. Budget for a vacation…

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I’m more convinced than ever!

March 23, 2006

I’m more convinced than ever that it is an absolute necessity to get my finances in order now! Over the last few days, I have met with people who shared example after example of people in their mid-40s, mid-50s, and mid-60s who are flat-broke and are paying a heavy price for a lack of financial…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.