Resources To Get You Financially Free


How much is enough?

April 24, 2006

When will you have enough? Is it when you finally own your home? How about when you finally get to purchase that awesome boat? What about a vacation home? What about when you own your own business? What about when you own a farm? Is it when you hit $1,000,000 in the investment account? What…

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Did you buy something with a credit card today?

April 20, 2006

Why? Is it because it is a Tony Stewart credit card? OR is it because you did not have the money? Is it because you get airline miles? OR is it because you did not have the money? Is it because you get free hotel points? OR is it because you did not have the…

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Why do you want to be financially free?

April 19, 2006

Do you ever wonder why I write so much about becoming financially free? I want to become financially free because I believe that I am a better person when I am not living paycheck to paycheck. I believe that I am a better husband when I am not worried about where the money is coming…

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April 18, 2006

To better understand anything, it is always very helpful to read some books about it. For personal finances, it is no different. I recommend that you read at least 4 books a year about personal finances. I do understand that I am a nerd about this subject, but I believe that if you want to…

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Helpful Personal Finance web sites

April 17, 2006

Here is my list of helpful Personal Finance web sites: 1. Dave Ramsey’s web site – Dave is a HUGE hero of mine! 2. Cheapskate Monthly’s web site – Their monthly newsletter helps keep you motivated to save! 3. CNN’s Personal Finance web site – I don’t agree with everything they tell you, but it…

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Unexpected money

April 12, 2006

If you have a detailed financial plan (a monthly zero-based budget) and you receive unexpected money, you will know exactly where that money can be put to good use. If you do not have a plan, there is a good chance that the money will leave you quickly. Marketers understand our ability to impulse purchase…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.