Resources To Get You Financially Free


New Marketing Campaign: VISA takes Life!

March 28, 2006

In a surprising move, VISA has changed their marketing campaign from “Life Takes Visa” to “Visa Takes Life”. After an exhausting study of their account holders and their payment patterns, Visa believes that the “Visa Takes Life” slogan more accurately reflects the company’s actual focus. In an interview conducted with Olova Themoney, senior marketing advisor…

Read More

Money Tips

March 27, 2006

Negotiate with service providers on major purchases (like a crown at the dentist or a surgical procedure at the doctor). The world is full of service providers – get a deal! If you have kids and a spouse, get good level term life insurance!!! You can get good quotes at Zander. Budget for a vacation…

Read More

I’m more convinced than ever!

March 23, 2006

I’m more convinced than ever that it is an absolute necessity to get my finances in order now! Over the last few days, I have met with people who shared example after example of people in their mid-40s, mid-50s, and mid-60s who are flat-broke and are paying a heavy price for a lack of financial…

Read More


March 22, 2006

I am inspired by people who aim to make a difference with their lives. I am inspired when a family is financially broken, and they decide it is time to change the situation in a major way. They become seriously focused. They will not take “No!” for an answer. They will not be denied. They…

Read More

Listen to your wife!

March 21, 2006

I am the type of person who just wants to make decisions. I want to do deals. I want to make it happen! I do not want to stand around and just think or talk about doing something. A few years ago, when I was still loaded with debt, I was interested in purchasing a…

Read More

Lack of motivation

March 20, 2006

A key reason that people do not develop a plan for their personal finances is a lack of motivation. There really are at least 541,326 other things that are more fun than planning your finances. The football game on TV, fishing, hunting, sleeping, eating, shopping, traveling, crocheting, gardening … The list really could go on…

Read More

About Joe

View More:

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.