Resources To Get You Financially Free


Another reason why you should budget …

February 9, 2006

PAID FOR VACATIONS! Going on a vacation that is paid for in advance is AWESOME! Imagine going on a trip that is already PAID FOR before you leave. It is an outstanding feeling!!! When you have paid for the trip in advance, you will enjoy the trip so much better. I am going on vacation.…

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What will you say in 20 years?

February 8, 2006

Today, I mark 20 years since I learned about debt and its impact on my ability to achieve financial freedom. It was 20 years ago that I learned that if I had debt, it would enslave me to the lender. I learned that the interest I paid on debt would help the bank build a…

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What you don’t know DOES harm you!

February 7, 2006

Budgeting is easy. Three years ago, I would never have written that statement, but today I can passionately state that budgeting is easy. Here is a key fact to remember. Budgets do not require calculus, differential equations, geometry, physics, or trigonometry. Budgets do not even require division or multiplication. Budgets really only utilize addition and…

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What do you want?

February 6, 2006

I believe that everyone has wants that they “want” to buy. It is our nature to “want” things. For some, it is the latest technology gadget. For me, it is a boat. For others, it is a new piece of furniture. For still others, it is cosmetic surgery. There are others: greenhouse, seed germination kit,…

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Get started now!

February 3, 2006

What is a day worth? Today is one day later than yesterday. Brilliant!!! Because you did not invest $2000 yesterday, you have lost the $1,490,869,419.46 in a single day’s interest that you would have earned on July 7, 2185!!! That is ONE BILLION DOLLARS!!! Is Austin Power’s around here? Don’t believe me? Try it out.…

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Budgeting? Seriously?

February 2, 2006

Budgeting. The word itself has a negative sound to it. It sounds so … so … nerdy? constraining? confining? restrictive? I hated this word. This word meant that I had to do … I had to … I … I really did not know what it did mean!!! Really! Yeah, yeah, I knew that it…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.