THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
If I Had A Million Dollars
“What would you do if you had a million dollars?” It’s a great question for anyone to ask themselves – because if you apply the tools and principles taught in I Was Broke. Now I’m Not., you will have a million dollars one day! Today, I would love for you to share with us all:…
Read MoreSome Of My Dumbest Financial Moves
I thought I would share a few of the dumbest financial moves I have ever made. As I wrote these, I experienced some feelings of frustration, regret, pain, a distress that I felt when I was totally broke. Financing a new car with 105-percent financing (I even financed the sales tax) Financing a used truck…
Read MoreI Need To Make More Money!
“I need to make more money!” As I travel this nation teaching and coaching people to win with their money, this is one of the most common beliefs that people have about their financial situation. They truly and genuinely believe that more money is the answer to their current financial predicament. While it is certainly…
Read MoreCompanies That Are Debt-Free
What do the following companies have in common? Apple (AAPL) Fastenal (FAST) Panera Bread Corp (PNRA) Texas Instruments (TXN) Bed Bath & Beyond (BBBY) Besides being TOTALLY UNRELATED organizations, they are all 100-percent DEBT-FREE! Google was 100-percent debt-free until 2010 and Microsoft was 100-percent debt-free until 2009. Each company possesses more than enough cash to…
Read More0-Percent Balance Transfer Credit Card
Updated 5/23/2016 I am constantly looking for 0% APR Balance Transfer Credit Card offers so that people with high interest credit card balances can restructure that debt to 0% interest. This allows ALL of the monthly payment to be applied directly to the principal balance of the loan. Credit card lenders have begun really offering…
Read MoreFinancial Storms Are Necessary
I was driving through a severe storm recently (the one pictured was one I experienced recently while in Erie, PA), and it was incredible, scary, awesome, and fearsome – all at the same time! Here is the order of events: We saw the storms coming in the distance We were warned by a “Severe Thunderstorm…
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About Joe
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.