Sangl Home Pay-Off Spectacular – January 2010

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

Total Squares:   2,426

Paid-For Squares:   821 826

Squares Remaining:   1605 1600

% of House Owned By The Sangl’s:   33.9% 34.0%

% of House Owned By Wells Fargo:   66.1% 66.0%

Here is the updated Sangl Home Pay-Off Spectacular

Blog Sangl Family Pay-Off Spectacular - Analysis 2010-01

2009 was quite a year.   The Sangl’s endured an enormous amount of LARGE financial events including …

  • IVF in January (to attempt to have a 2nd child after 9 years of trying for #2)   Expected Expense
  • Heat Pump replacement (upstairs unit) in January   Unexpected Expense
  • Heat Pump replacement (downstairs unit) in April   Unexpected Expense
  • The news that a 2nd child was on the way (without IVF! – found out in   June   VERY Unexpected Expense
  • Moving I Was Broke. Now I’m Not. to a full-time crusade in June   Expected Expense

This meant we had to slow down on our house payoff efforts, but we still were able to lower our debt by a whopping TWO PERCENT.   This is even while paying an extra 25% toward principle every month! That makes me mad just typing it!!!   This is why I am so fervently focused on eliminating ALL debt.

I can’t wait to see what happens in 2010!

How are you doing on YOUR house payoff spectacular?   If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates


  1. Jane on January 1, 2010 at 12:34 pm

    Hey, I think you guys did great! We too had many major, unplanned for, setbacks. We are still plugging away at a home mortgage and unfortunately and new and unexpected furnace. I wish I could get my computer to download the payoff graphs…it is old and won’t. Sigh…Best to you both and your family in this new year.

  2. Daniel on January 2, 2010 at 7:20 am

    Hey Joe! We were able to pay off a truck this past year and are plugging away at the car while also trying to save on Baby Step #3! Best of luck to you and yours in this new year! Thanks for all you do!

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