SERIES: Working Together To Win With Money – Part 1

Welcome to the latest series at – "Working Together To Win With Money".

In this series, I will be writing about the benefits that Jenn and I have enjoyed since we started "working together to win with money".

Benefit #1 We both know the financial situation.

Before Jenn and I started working together on our finances, there was a lot of situations where we each spent money that we had not planned on spending.  As a result, we would run short of cash at the end of the month, and we would end up covering the shortages with credit cards.

Because neither or us truly understood where all of our money was going, it led to financial mistakes.  Those financial mistakes would lead to unnecessary stress and frustration.

It also resulted in an average bank account balance of $4.13, BUT at least it was positive.

We later realized that our financial behavior was potentially robbing us of our future hopes, plans, and dreams.

In December 2002, we had our IHHE Moment (I Have Had Enough Moment) and said, "ENOUGH!", and stopped spending money in a wild manner.  By July 2003, we formalized our spending into a monthly spending plan (budget).  Ever since that month, we have planned every month's spending.

The result?  We have been debt-free (except the house) for nearly five years.  We have made progress toward our life dreams.  We BOTH know the financial situation.

Keys To Obtaining Benefit #1

  • Prepare a written spending plan every single month – visit HERE
  • If you have a financial mess, it is time to have an IHHE Moment – read HERE
  • Take the time to talk with your spouse about your hopes, plans, and dreams

Receive each post from FREE via E-MAIL by clicking HERE!


  1. TurtleLover on September 22, 2008 at 8:10 am

    Can’t wait to read more….

  2. Jennifer on September 22, 2008 at 11:30 am

    Looking forward to reading. After you visited our church and did the FFE back in the spring -we did our budget but have gotten off track in the last couple of months. Boy – can we tell a difference. We are struggling to keep from using our constan credit line. We have just gotten back from vacation and I am determined that we are going to get back to the plan so write something inspiring to get us going again:) I’ll be reading. I know that working together is a big key to making it work. Thanks for all you do

Leave a Comment