The power of “sticking with it”

Normal people will give up when they encounter difficulty.

Normal people will stop budgeting because it is hard.

Normal people will not invest because they don't understand what stocks/bonds/mutual funds/real estate mean.

Normal people will not invest because they "can't afford to right now".

Normal people will not take time to learn about personal finances because it is too difficult.

Normal people will not stick with a debt-pay off plan because they cannot tell themselves "NO!" to a new car, boat, motorcycle, kitchen upgrade, furniture, or vacation.

I resolve to not be normal.  I resolve to stick with it.  Join me in my "I AM NOT NORMAL" personal finance crusade!  Who can you invite over to your house this Memorial Day weekend and teach them about a better way to manage their finances?


  1. jane muir on May 25, 2007 at 4:25 am

    Joe… normal… not a word I would use to describe you. *LOL* Passionate, but not normal.

    I’m tired of being normal in our finances… and I thank YOU for rocking our world and teaching us.

    It amazes me how people in this country feel it is their right to have, their right to be in debt, their right to have stuff they have not worked for.

  2. Moneymonk on May 25, 2007 at 10:15 am

    I AM NOT NORMAL” personal finance crusade!

  3. Moneymonk on May 25, 2007 at 10:15 am

    I AM NOT NORMAL” personal finance crusade!

    The problem is that I cannot talk openly to my friends about their finances. Because to them it is not my business. Some people do not like you knowing that they are in debt. However, I can see by looking what’s in their garage and closet and already know they are in debt.

    Vacations, kitchen upgrades are cool. You can have it all by saving for it. Just delay your gratification. It will not kill you to wait an extra year to take a good vacation or buy a car.

  4. Joseph Sangl on May 25, 2007 at 2:04 pm

    Sangl Says …

    Thanks for joining the crusade!

    Moneymonk – I have found that some of my friends are hesitant to talk to me about money as well. The best way to help your friends is to “live it out” in front of them. After awhile, you will find that your friends will start asking questions and that will open the door to teach them a better way!

  5. jane muir on May 26, 2007 at 5:48 am

    Living life out loud is what we are supposed to do!?! Come alongside people and make a POSITIVE difference in their lives….Relationships….that’s what we were created for!

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