Top 10 Signs That You May Have A Money Problem

  1. You sold your child on E-bay last week to pay off the dog you bought with 90-days same as cash.
  2. When you plug your expenses into the INCOME – OUTGO = EXACTLY ZERO budget form, INCOME – OUTGO actually equals "Microsoft Excel Gives Up"
  3. Check Into Cash holds a ceremony in your honor.
  4. You have eaten ramen noodles for eight straight weeks, but your pet is eating Eukanuba Reduced Fat dog food for $20.29/bag.
  5. You cringe every time that the phone rings.
  6. When the credit card companies actually believe that you have too much debt and stop sending you credit card applications!
  7. Your hand suffers a 3rd-degree burn when you write a check.
  8. You are afraid to discuss debt with your spouse.
  9. When your child tells you, "Man.  We sure have a whole lot of debt!"
  10. If you can not imagine or remember what it was like to NOT have debt.


  1. Mike Trimble on January 17, 2007 at 1:51 pm

    Great post! Letterman Style…

  2. Chris Swaney on January 19, 2007 at 6:50 am

    11. When you borrow from yourself to pay off debt.

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