TOTAL INCOME    
TOTAL OUTGO    
INCOME - OUTGO <<Must Equal Zero  
       
       
INCOME (Take Home Pay) Amount    
Income 1    
Income 2    
Income 3 Total Income  
Income 4  
       
OUTGO (Actual Expenses)      
Giving Amount    
Charitable Organizations    
Gifts Total Giving % of Income
Christmas Gifts
       
Saving Amount    
Emergency Buffer Fund    
Retirement Fund    
New Car Fund    
New Furniture Fund    
College Fund    
Wedding Fund    
Other__________ Total Saving % of Income
Other__________
       
Housing Amount    
Mortgage - 1st    
Mortgage - 2nd    
Rent    
Homeowner's Insurance    
Renter's Insurance    
Property Taxes    
Homeowner's Association Fees    
Electricity    
Natural Gas    
Telephone    
Cable TV - Satellite TV    
Internet    
Water    
Sewer    
Trash    
Other__________ Total Housing % of Income
Other__________
       
Transportation Amount    
Car Payment - 1    
Car Payment - 2    
Car Insurance    
Car License Plate Fees/Taxes    
Gasoline/Diesel    
Car Repairs    
Oil Change/Maintenance    
Other__________ Total Transportation % of Income
Other__________
       
Food Amount    
Groceries    
Dining Out    
School Lunches    
Other__________ Total Food % of Income
Other__________
       
Clothing Amount    
Children    
Adults    
Other__________ Total Clothing % of Income
Other__________
       
Other Debts Amount    
Credit Card 1    
Credit Card 2    
Credit Card 3    
Credit Card 4    
Credit Card 5    
Student Loan 1    
Student Loan 2    
Student Loan 3    
Furniture    
Other__________    
Other__________    
Other__________    
Other__________    
Other__________    
Other__________    
Other__________ Total Other Debts % of Income
Other__________
       
Personal Amount    
Health Insurance    
Life Insurance    
Child Care    
Alimony    
Child Support    
Vacation    
Income Taxes    
Entertainment    
Cell Phone    
Medical Bill    
Blow Money    
Other__________    
Other__________ Total Personal % of Income
Other__________