Archive for June 2008

I write a lot about how to eliminate expenses and reduce the OUTGO from one's home economy, but there is another side to the equation and that is INCOME.  INCOME – OUTGO = EXACTLY ZERO works a lot better when the INCOME is increased!

This series is focused on one key way that INCOME can be increased and that is to Negotiate A Pay Raise.  In each part, I will be sharing how I have successfully negotiated pay raises in the past.  Here's to this series helping you do the same!

For Part 1, I want you to ask yourself this question.

"Am I effective at what I do?"

My hero, Dave Ramsey, has often said that "your raise is effective when you are".  It can not be said any better than that!

If you are not effective at what you do, it is very difficult to negotiate a pay increase.

Now ask yourself this question.

"What are the top five skills, activities, abilities, and capabilities that I possess that most benefit my organization?"

Think through these two questions (preferably on paper) and prepare for Part 2 of "Negotiate A Pay Raise"! 

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Welcome to another series at JosephSangl.com – I Was Broke. Now I'm Not. VALUES

In this series, I will be sharing what drives me.  The stuff that lights me on fire for helping others with their personal finances.

4.  VISION/CALL

This is the most important value for this crusade.  This is something that I am called to do.  It was a very clear call of God that led me to get my finances in order, fire myself from Corporate America, negotiate myself a massive pay cut, move my family eleven hours and five states, and embark on this crusade at NewSpring Church.

I am doing EXACTLY what I have been put on this earth to do.  No doubts.  No regrets.  I have never looked back.  I am burdened with a passion to help others take their finances to the next level.  I can not escape it.  I can not run from it.  I can not shirk it.  It keeps me awake at night.

My vision/call in words: To help others accomplish far more than they ever thought possible with their personal finances.  My current mission: Teach 100,000 people by October 2011.

You can watch me share how I discovered my purpose in detail HERE. 

You can purchase Joe's first book I Was Broke. Now I'm Not. HERE.  Volume discounts available for purchases of ten books or more.

Receive each post automatically in your E-MAIL by clicking HERE.

Welcome to another series at JosephSangl.com – I Was Broke. Now I'm Not. VALUES

In this series, I will be sharing what drives me.  The stuff that lights me on fire for helping others with their personal finances.

3.  PASSION

I am a firm believer in being passionate about whatever I am doing.  I lived long enough working a J.O.B.  I ain't doing that anymore!  PASSION is a huge part of what I Was Broke. Now I'm Not. is about.  There are nearly a dozen trained volunteer financial counselors helping with this crusade, and you can bet that each one of them is passionate about helping others take their finances to the next level.

I am PASSIONATE about seeing lives changed.  I am PASSIONATE about seeing hope restored.  I am PASSIONATE about helping others take their finances to an entirely new level.  That is what this is all about.  It is why this web site exists.  It is why the tools are FREE.  It is why I wrote I Was Broke. Now I'm Not.  It is why I write a weekly newspaper column.  It is why I produce a weekly podcast.  It is why I travel the nation teaching and speaking.  It is why I train volunteer financial counselors.

I am more than a little FIRED UP about this crusade to help others accomplish far more than they ever thought possible with their personal finances! 

You can purchase Joe's first book I Was Broke. Now I'm Not. HERE.  Volume discounts available for purchases of ten books or more.

Receive each post automatically in your E-MAIL by clicking HERE.

Welcome to another series at JosephSangl.com – I Was Broke. Now I'm Not. VALUES

In this series, I will be sharing what drives me.  The stuff that lights me on fire for helping others with their personal finances.

2.  HOPE

Through NewSpring Church, we have been able to provide hundreds of people with FREE one-on-one personal financial counseling.  You don't have to be a member or attender to receive counseling.  This church exists to make an impact on the community and to reach the hopeless who are outside of our doors and do not know where to turn for help.

In these appointments, there are many people who show up completely hopeless.  They are downcast.  They hang their heads.  There are tears of sorrow and regret.  They literally do not know where to turn for help.  In many cases, the counseling session is the last resort because they know that this will be a time where they have to reveal all of their financial improprieties.  That is HARD!

But as the meeting progresses, and they realize that they are not going to be condemned …  WOW!  I am getting FIRED UP writing about it!  As we put together a spending plan that applies INCOME – OUTGO = EXACTLY ZERO and they see that they really can WIN with their money, HOPE IS RESTORED.  Then we calculate their Debt Freedom Date, and they see that they can be debt free in eighteen to forty-eight months – they are ready to fight a bear with their bare hands!  HOPE HAS BEEN RESTORED!!!

Yep.  In case you could not tell, HOPE is an I Was Broke. Now I'm Not. VALUE!

You can purchase Joe's first book I Was Broke. Now I'm Not. HERE.

Receive each post automatically in your E-MAIL by clicking HERE.