Archive for November 2008

Marching To Debt Freedom – Couple #3 – Month 11


This couple has been married for many years and have one child.   They have HAD IT with their debt and have been marching toward debt freedom since November 2007.  They are THROUGH with credit cards.

Thoughts from Couple #3 this month

It is nice to see our balances decreasing as well as our years 'til Debt Freedom!  It seems like it will take forever, but we will get there.  It is also nice to see gas prices coming down.

Updated Debt Freedom Date

Month By Month Progress

Sangl Says

Couple #3 is closing in on one full year of attacking their debt.  It was a rough start since the interest they were paying toward debt was very high.  They restructured their debt by surfing their debt to low and zero percent balance transfer credit cards.  Now, the pay-off is here!  They are averaging around $1,600 of debt elimination each month.

Yes, they could spend that $1,600/month elsewhere, but they have had their IHHE Moment.  They have reduced their debt by over $10,000!  Outstanding! 


Have you started your March To Debt Freedom?  You CAN do it!

Read previous updates from Couple #3 HERE

Budget Booster – Swagbucks

I am a big fan of receiving money for doing something that I already do, and that is why I am pumped about Swagbucks.


Let me tell about Swagbucks.  It is a search engine that you use to find stuff on the internet.  By signing up for and using Swagbucks for your internet searches, you can earn Swagbucks – a currency that can be converted into rewards ranging from five dollars to hundreds of dollars.

A single Swagbuck has a value of around $0.08, but it can add up!  At the rate I have been earning Swagbucks, I believe that I will be able to obtain a $50 gift card every three months or so.

Based on what I have seen, Swagbucks returns the same results as but pays you to use it!

You can register for your own Swagbucks account HERE.

Find dozens more budget boosting ideas on the Next Steps site.