Archive for December 2012

What Can We Do To Help You Most?

It is my stated passion to help people accomplish far more than they ever thought possible.

In other words, our entire team is committed to helping YOU win with your finances in such a way that you are able to pay your bills, free yourself of debt, and fund dreams. Because this is our calling, we are passionate about this! We believe in you and know that you can do this.

Because of our passion to serve you, we are always interested in hearing from you about resources and tools that would better help you to in your journey to financial freedom. So today, we want to hear from YOU regarding this question:

QUESTION: What resources and tools would better help you to win with your money?

We are going to take your feedback and do everything we can to create and build resources to meet those needs.


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Merry Christmas!

From my family to yours: MERRY CHRISTMAS!!!

It is an honor to serve you and to be a part of your financial journey.

We wish you a wonderful time with family and friends!

Joe & Jenn Sangl

Top Ways To Prevent The “Fiscal Cliff” From Impacting YOU

It seems like the words “fiscal cliff” are mentioned every few minutes on every news broadcast I read, see, or hear.

This “fiscal cliff” is a combination of expiring tax reductions/exemptions, increasing insurance and living costs, as well as a faltering economy. Just hearing the way that news people are discussing it is enough to make one fearful – even if we don’t even know what the “fiscal cliff” really entails. Here are some ways to prevent the “fiscal cliff” from impacting you:

  1. Maintain substantial financial margin.  There is nothing like having money in the bank for emergencies and to cover surprise expenses. It also allows you to better handle a job layoff.
  2. Lock in low interest rates. They are at record lows right now. It seems unlikely they will decrease further.
  3. Prepare and live by a budget. This allows you to maximize every dollar you have and ensures you will immediately recognize increases in prices being passed on to you.
  4. Own paid-for fixed assets. When you own your home with no debt, you have secured your housing situation – regardless of the economy. When you own your car with no debt, you have secured your transportation – regardless of the economy.
  5. Run all news reports through a “does this make sense?” filter. The media exists in large part these days to deliver “zinger” news. They want to shock you into listening. And, guess what? FEAR sells TV. Half of what I hear the media talking about is bogus “fear-mongering” nonsense.

We certainly are living in challenging times, but it has always been that way! Life itself is challenging, and that’s what makes it AWESOME!

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That’s Just Not My Style

One of the great things about travel is that I have the joy and privilege of meeting people from all walks of life. Some are incredibly amazing. Others are brilliant. Some are absolutely crazy.

I. Love. It. Everyone of them. I LOVE PEOPLE!

It is clear that we are all different. Occasionally I receive feedback from a participant at one of our Financial Learning Experiences (you should come to one! View our speaking schedule HERE) that goes like this: “Joe, I loved this event. It was very inspiring, but I’m not sure I can do this becauseit’s just not my style.”

“That’s just not my style.”


  1. This is going to cause me to change, and change is tough. It is indeed.
  2. It is hard to say, “No!” It is indeed.
  3. I’m not a detail-oriented person, so taking time to plan my spending is going to be a challenge. It will indeed.

A phrase that continually applies to my life is this: “What got me here won’t get me there.”

If I truly want to continue to grow and experience ongoing success,I must change.

If you are a person who has said something like “I can’t budget because that’s just not my style.” I urge you to acknowledge the difficulty required to change and then EMBRACE IT!

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