Archive for January 2016

Core Coaching Program – Wave 6 – Enrollment Launching Next Week!

I’m so excited to officially announce that enrollment will open up for the I Was Broke. Now I’m Not. Core Coaching Program next Thursday!

This program is not for everyone. It is specifically designed for people who are serious about taking their financial education to another level in 2016. It has 14 video lesson experiences, homework, and tests. And we grade the tests.

If you are absolutely serious about changing your financial life in 2016, take a few minutes to read about the program (I’ve included lots of information below). Then, if you feel like this is the year to take charge of your financial future, click the link to register.


Created by Joseph Sangl
Joe is a leading financial teacher, author, and speaker and the founder of I Was Broke. Now I’m Not. This program is transforming the lives of tens of thousands of people by helping them start living their fully funded life.


  • Being able to dream – and make those dreams become reality
  • Paying all of your bill and still have money left over!
  • Positioning yourself to pay cash for your child(ren)’s college
  • Making the decision to become a stay at home parent
  • Having a nice home – without a mortgage
  • Being able to work your dream job – even if it paid less money

What is the Core Coaching Program – Entire Program?

  •  12 months of life changing video coaching lessons taught by Joseph Sangl and IWBNIN Team Members – delivered via on-demand videos online
  • A fired up and exclusive group of people who are committed to completing the entire IWBNIN Core Coaching Program

 Each coaching module includes:

  • A coaching video and accompanying listening guides
  • An eBook so you can easily share the information with your family
  • A downloadable .mp3 audio file so you can listen throughout the month on your mobile player
  • A plethora of additional resources, next level tools, and Money FAQ

Every member receives:

  • Access to a “member’s only” area – complete with login and password
  • Monthly budget reminders
  • Monthly saving tips
  • Next level tools
  • Book reviews of great personal and small business finance books
  • Exclusive contact form to receive priority response time status from IWBNIN team

We want to be very clear with you.

Joining the IWBNIN Core Coaching Program is a 12-month commitment. Over 12 months we are going to invest in you and treat you like family. We don’t offer a “cancel anytime” option because, frankly, it isn’t best for your finances as this isn’t a microwave approach.

We want you to know what you’re getting into, and we want to serve you well through the year.

This purchase from I Was Broke. Now I’m Not. comes with our 14-day money-back guarantee. After 14 days, your purchase is final.

This means you join today and get to try out the program for 14 days. If you decide the program is not a good fit for you, you can ask for your money back within the 14 days. From that point forward, you are committed to finishing and graduating from the program.

The Core Coaching Program can help you:

  • Achieve your dreams without living in financial worry
  • Accomplish far more than you ever thought possible both in life and your personal finances
  • Live Happier than ever before by living a fully funded life
  • Become Free by breaking the chains of debt

The Core Coaching Program CAN and WILL help you achieve each of these goals listed above! ARE YOU IN?


4 Painful (very painful!) Financial Lessons I’ve Learned

I’ve learned some painful lessons in my financial journey. Some of them were very painful! I’m going to be sharing about some of those painful lessons in my upcoming live event one week from today (more about this event below), but here are four of the most painful lessons I’ve learned.

4 Painful Financial Lessons I’ve Learned

  1. Don’t “Go it alone” without seeking financial counsel. Have you ever faced a major financial decision but chose not to seek wisdom from people who’ve “been there – done that” before? I know I have. And I’ve paid stiff penalties that would have been completely avoided if I had only gotten over myself and asked for help. I’ve found that PRIDE is the greatest reason I’ve attempted to “go it alone” without seeking wisdom from others on financial decisions. And we all know where pride leads us …
  2. Listen to my bride when making a major financial decision. Perhaps the only thing worse than losing money on an investment is facing the “I told you so” greeting from one’s beautiful spouse. When my bride has a negative “feeling” about an investment, it is like 5-alarm fire bells going off saying “RUN AWAY FROM THIS DECISION!”
  3. Pray for God’s guidance. If a major financial decision is so hurried that my family and business teams can’t pray about it, then we’ll let the opportunity pass on by. I’ve made some hurried decisions before without praying about them. Some worked out okay. Others were complete and utter flops. I’m completely convinced that prayer is an essential part of financial decision making.
  4. Always have a plan. And a back-up plan. And probably another one. Rarely do plans come together exactly as we mapped them out. New information becomes available, laws and regulations change, other parties in the deal change their minds, etc. I’ve learned that it is best to approach any and all financial decisions like Muhammad Ali approached boxing when he famously said, “Float like a butterfly, sting like a bee. The hands can’t hit what the eyes can’t see.”

Those are four of the most painful financial lessons I’ve learned. I wouldn’t trade any of the experiences, however, because they’ve allowed me to become a much more savvy financial manager and leader.

It is my passion to help you win in your money journey too! That’s why I’m offering a free online event just one week from today. The details are below. If you want to make 2016 the best year yet, I encourage you to register now. REGISTRATION IS REQUIRED.

Best Year Yet - FB Header

  • EVENT: How To Make This Year The BEST YEAR YET
  • DATE: Thursday, January 14th
  • TIME:  8:00 PM Eastern Time
  • DURATION:  60 minutes (45 minutes teaching + 15 minutes Q&A)
  • COST:  Free
  • REGISTER:  Click HERE to reserve your spot. Space is limited to the first 500 people who sign in on the night of the event.

5 Tips To Win With Your Money in 2016

Every single day, I wake up thinking about how to help people prosper with their finances. It’s for this reason that I’m hosting a free online event called “How To Make This Year The BEST YEAR YET” on Thursday, January 14th, at 8:00 PM Eastern Time. I’ll share more details below, but first I want to share a few tips to help take your money to another level in 2016 (I really like #3 the most!).

  1. Prepare a budget each month – and follow it! We all know that a budget is helpful, yet so few people actually take the time to prepare one each month. If you truly want to maximize each and every dollar in 2016, commit to prepare a budget each month before the month begins. Give every dollar a name. Give some. Save some. Invest some. Spend some. It really works!
  2. Focus on paying off your smallest debt. If you’re caught up in a wave of debt, it can seem overwhelming to tackle all of them at once. Instead of putting “a little extra” toward each of your debts, pay the minimum payment for each debt except the smallest one. Use all of your extra money to focus on eliminating that one debt. You will be surprised at how quickly that debt will disappear, and you will gain huge momentum toward liberating your life from unhealthy debt.
  3. Use your tax refund to launch something! Too many people spend their entire tax refund on the most urgent item in front of them – a debt, or maybe even a trip. But what if you decided to use the money to launch something new – a product you’ve created, a new business, or investment opportunity? You could utilize the money to catapult yourself to financial freedom!
  4. Sign up for a financial conference or class.  Financial education is vital to your financial success. Sign up for a real estate investment course, a stock investment conference, or an online financial education course (like our IWBNIN Core Coaching Program)
  5. Set a saving/investing goal and ask someone to hold you accountable.  It is one thing to have a goal. It is quite another to tell someone that goal and invite them to hold you accountable to reach it! For instance, I’ve set a goal to run 400 miles in 2016. I want you to hold me accountable to it. You can do so by being my friend on the Runkeeper app (it’s one of my favorite apps!).

Employ these tips, and it will help springboard you to financial success in 2016!

Now, about the upcoming online event, here are the details:

  • EVENT: How To Make This Year The BEST YEAR YET
  • DATE: Thursday, January 14th
  • TIME:  8:00 PM Eastern Time
  • DURATION:  60 minutes (45 minutes teaching + 15 minutes Q&A)
  • COST:  Free
  • REGISTER:  Click HERE to reserve your spot. Space is limited to the first 500 people who sign in on the night of the event.