SERIES: I Lost My Job – Now What? – Part Three

Welcome to the latest series on – I Lost My Job – Now What?

In a time of increasing unemployment and job loss, I thought it might be helpful to write this series.  It is my hope that it is a help to those who have experienced a job loss.

Part Three – Stay Away From The Doubters, The Naysayers, and the No-sayers

I have seen it countless times.  A person is in a financial pickle and is pursuing income, and they allow others to shoot down their ideas for generating additional income or reducing outgo.

Here are some examples:

  • "You don't need to get a second job.  Think about how hard that would be."  Oh, so this is supposed to be easy?
  • "You can't possibly get employed there.  They only hire such-and-such type of people.  Not you."  If you don't apply, you DEFINITELY will not get the job!
  • "Why would you sell your motorcycle?  I will go broke before I sell mine."  Always check the financial advice against the financial condition of the advice-giver.
  • "Why would you go to a financial counselor?  That is just admitting that you are in a bad financial situation, and they will yell at you for it!"  Look, the fact is that it is a tough financial situation.  As a financial counselor, it does no good to yell at someone about past financial mismanagement or a tough financial situation.  A good financial counselor is focused on preparing a plan to walk out of the current crisis and prevent future ones.
  • "Your grandparents struggled with money.  Your parents struggled with money.  You will struggle with money."  Wrong.  Just plain old wrong.

Remove the negative people from your life.  Focus on using this job loss as an opportunity to go do something you have always dreamed of doing or as a stepping stone to get toward your calling.

I wonder what other negative statements you have heard (or are hearing) as you went through a job loss? 

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  1. Daniel on January 14, 2009 at 10:45 am

    “Life is 10% what happens to you and 90% how you handle it”—can’t remember who said it, but it is true. Unfortunate events are often the catalyst needed for positive change. After all, the definition of insanity is doing the same thing, the same way and expecting different results. Keep up the encouragement! Thanks for all you do!

  2. Doug Rawson on January 14, 2009 at 11:28 am


    Great timing for me to see your Job loss series, i printed and will review all 3 articles to date. I had 21 years with one firm in Franchise Sales for a multi – brand company and I made a move to a different firm which specializes in commercial Real Estate, after 10 months, my position was eliminated with 12 others nationwide and I am without a real job since Reagan was President.

    4 bedroom home with 2 kids/2 dogs and its a bit gut-wrenching but my wife and I are truly optimistic people and attend the Chapel in Libertyville, IL. We attended your Live session in the Grayslake, IL campus last month and really loved it. I had printed out your sample budget and was working on it just prior to my job exit. My goal now is to most to get our financial house in order and trim all expenses which are not vital.

    We will get through this and are a firm believer in your program. It is unbelievable to walk out of a high rise building with 2 boxes of whatever you have accumulated and then say “now what”, makes us all want to work for ourselves and control our own destiny, not that that doesn’t have problems but these times are a wake up call to America to not live excessively and beyond our means. I believe we will be better for it when the dust settles.



  3. chris on January 16, 2009 at 7:23 am

    “You can’t possibly get employed there. They only hire such-and-such type of people. Not you.”

    Never listen to such information. A company will do what it wants to do.

    Case in point. My wife works for a company and they posted a job that would be a good choice for her.

    She had two strikes against her. The qualifications required a certain amount of experience in that type of position and a college degree. She had neither.

    I suggested she apply because she is well thought of at the company, the background requirements are more to weed out those truly not qualified and ultimately “they will do what they want to do”. With great reluctance because of the requirements (and she thinks the rules are the rules), she did.

    A few weeks later to her surprise, they interviewed her and gave her the job. During the interview, they told her when they saw her interest, they were thrilled.

    Now two years later, she has had two reviews that have been stellar.

    Unless there is a legal requirement for background or education, a company will do what it wants to do.

    Don’t give them there decision to veto you on a silver platter. If you believe you can do the job, go for it!

  4. Where Jobs Are on March 8, 2009 at 1:08 am

    There is obviously a lot to know about this. I think you made some good points here. Thanks!

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