Archive - February, 2009

Trained Fifteen Financial Counselors!

My team and I trained fifteen financial counselors today!  We trained seven new counselors for NewSpring Church and another eight counselors representing five other churches!

THAT FIRES ME UP!!!

I can not believe that I get to do this for a living.

If you are interested in being trained as a financial counselor, check out the upcoming Financial Counseling Experiences HERE

How Many Times Must I Hear

I heard several times that Crocs were great shoes.  I finally heard it enough that I bought a pair.  They are great!  So great that I wear them everywhere.  Including to Iowa in January in snow.  When I finally tried out a pair, I thought, "Why didn't I listen and take action earlier?"

I heard several times that iPods were incredible.  I finally heard it enough that I bought one.  It is incredible!  So great that I wear it while running, driving, and sitting on an airplane.  When I finally tried out a pair, I thought, "Why didn't I listen and take action earlier?"

"Why didn't I listen and take action earlier?"  This is a question I have asked myself many times after discovering a new thing that enhanced my life greatly.

It applies to my finances.  When I first prepared a written spending plan before the month and the money arrived, I asked myself this key question.

I wonder how many more things I should be listening to and taking action earlier?

I challenge you to ask yourself the same question.

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Financial Counselor Training – THIS SATURDAY!

 

My team and I are training financial counselors this Saturday at NewSpring Church's Anderson Campus (February 28, 2009  9AM – 2PM).  It is one of our most favorite things to do!  We will be training new financial counselors to add to our awesome team here at NewSpring Church.  BUT we will also be training folks from several other churches.

THAT. FIRES. ME. UP!!!!!

I love helping other churches start their own financial ministries so that they can provide PRACTICAL, FREE, and RELEVANT financial tools.  Our communities are desperate for help.  We can help them.

Interested?  If so, click HERE to register! 

Under Fire From Troy Gramling at ChurchPlanters.com

Casey Graham (The Change Group) and I were speaking with our pal from Australia, Will Henderson, about our crusades and we came under fire from paperwads, pencils, and decorative items thrown by chief suspect Troy Gramling.

You can watch the video at Will's website HERE.  I tried to stay on task, but it was DIFFICULT!

What To Do When You Are In A HUGE Financial Mess

I have met a ton of people who are experiencing the harshness of the following two key items:

  • No Plan, No Savings, Piles of Debt
  • Loss/Reduction of Income

Here is what you can do when faced with this situation.

  1. Cry.  It is OK to be regretful for awhile!
  2. Take time to prioritize who will get paid and who will not get paid.  (Read the post I wrote HERE about priority order.)
  3. Write out your goals.  Make sure they are SMART.
  4. Prepare a written spending plan (even if you know that it will not balance to Exactly Zero).  This will allow you to fully understand your "Go Get This!" number.
  5. Take ACTION!

There can be a tendency to just focus on #1 and hope for everything to just work itself out.  Usually, this is not the case.  Recovering from this type of issue is emotional and gut-wrenching, but it requires one to take action.

You CAN recover from the mess! 

HUGE ANNOUNCEMENT!!!

I am PUMPED to announce …

 

The FINANCIAL LEARNING EXPERIENCE is headed to DVD!  The experience that I have been teaching around the nation is going to be released on DVD March 12, 2009 at the Unleash Conference hosted by NewSpring Church.

I love to travel and teach the FLE, but I can only be in one place at a time.  Now, I will be able to teach the class forty times a week!

When I launched this crusade back in September 2006, I had a stated goal of teaching 100,000 people in the first five years (by October 2011).  After 2.5 years, we are nearing 20,000 people taught, and it is in position to grow exponentially.

The crusade would love to partner with you to provide financial education to your congregation and community!

Revolution Church Time!

I am STOKED about the opportunity to speak at Revolution Church tomorrow morning.  In the afternoon, I will be teaching the Financial Learning Experience.  My family and The Saving Freak's family were able to meet up with Gary Lamb and his family for dinner.

Whenever I have spoken at a church more than once, it provides an opportunity for me to evaluate the changes that have taken place with the crusade since the last visit.  So much has changed!  The last time I visited Revolution, it was the first time we had professionally printed Financial Learning Experience booklets!   We were BIG TIME!!!

What has changed since then?  Just about everything!

Here is a quick list of the changes that come immediately to mind:

  • I Was Broke. Now I'm Not. has been released and several thousand copies have been sold.  (I guess I can't accuse my Mom of paying people to buy it anymore!)
  • The I Was Broke. Now I'm Not. Group Study has been released and several thousand copies have been sold.
  • New Websites have been developed.  The Next Steps page and supplementary Group Study sites are helping others take their next steps toward financial freedom.
  • We have trained over sixty financial counselors.  Twenty five of them at NewSpring!  You can get trained too!
  • The I Was Broke. Now I'm Not. team has grown.

What changes are in store?  Well, Monday is a day for a HUGE announcement in the life of the crusade!

Read entire series

CHALLENGE: Teach One Person – 5

I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.

I need your help to reach others with the simple message that:

  • God owns it all.
  • We are managers.
  • INCOME – OUTGO = EXACTLY ZERO

So with this series, I am going to challenge you to teach one person this stuff during the next month.

Part 5  Have the meeting!

Remember, authenticity speaks volumes.  Teach them the tools you have actually used.  Offer to help them put together their first budget.  Point them to the free tools on our website (HERE).  Help them calculate their debt freedom date.  Encourage them.  Pray with them.  Offer to meet with them again.  Follow up with them.

I can not wait to hear how your teaching goes!

Read entire series

CHALLENGE: Teach One Person – 4

I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.

I need your help to reach others with the simple message that:

  • God owns it all.
  • We are managers.
  • INCOME – OUTGO = EXACTLY ZERO

So with this series, I am going to challenge you to teach one person this stuff during the next month.

Part 4  Set up the meeting.

Of course, this conversation could happen spontaneously which would be terrific.  But if it does not, take the time to set up the meeting.  In Part 2, you thought about the best setting for a meeting.

It is important that you are clear about what you want to discuss.  It is also extremely important that you let them know that you are not wanting to tell them about all of the bad things they are doing when it comes to money.

The invitation needs to be born of your own authentic desire to help others learn these principles that have had such an impact on your own finances.

Here are some ways to phrase it …

  • "I have had my finances rocked lately – in a good way!  I would love the opportunity to show you what I been able to do to take my finances to the next level.  I am not going to sell you anything.  I am just so excited about what has happened!"
  • "Remember how broke I was?  Well, I am getting un-broke and I can't believe how straight-forward and easy it really is.  I would love to have you over for dinner to show you the free tools I am using."

How awesome is it when you can help someone and there is no sales-pitch at the end of it?  Just a geniune desire to help them learn a tool/tip or two that can help them too!

Read entire series

CHALLENGE: Teach One Person – 3

I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.

I need your help to reach others with the simple message that:

  • God owns it all.
  • We are managers.
  • INCOME – OUTGO = EXACTLY ZERO

So with this series, I am going to challenge you to teach one person this stuff during the next month.

Part 3  Prepare for your meeting.

First, I want you to know that if you are taking this challenge, I have an assumption that you are applying these tools/principles.  You can not fake authenticity.  The best teachers I ever learned from are the ones who are actively thinking about and applying the knowledge they have.

Since you are indeed applying these principles and tools, then it is important that you provide some transparency to the individual you are teaching.  Of course, it is not necessary for you to reveal all of your personal financial picture.  Where it makes sense, show them a copy of your budget, debt freedom date calculation, before/after insurance quotes, and retirement calculations.

Have samples of these readily available before the meeting so that you will have them available should the opportunity present itself.

Maybe it would be worthwhile to take a few moments to brainstorm some key financial decisions you have made that have impacted your life – both good and bad.

Read entire series

CHALLENGE: Teach One Person – 2

I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.

I need your help to reach others with the simple message that:

  • God owns it all.
  • We are managers.
  • INCOME – OUTGO = EXACTLY ZERO

So with this series, I am going to challenge you to teach one person this stuff during the next month.

Part 2  What is the best setting for teaching?

In Part 1, you chose one person that you were going to teach these financial principles to.  Now, it is important to determine the best setting for teaching to ensure that they will be receptive to the teaching.

If you attempt to teach this to your son while he is playing in a high school basketball game, the chances are pretty good that he will foul you.

Here are some ideas: coffee house, your house, their house, break room, church, or library.

Now I am a huge fan of moving to action points.  I am not a big fan of “talk-talk-talk”.  So I like to meet in places that have wireless internet so I can pull up the wildly popular “FREE TOOLS” on our website and walk them the tools that can help them.

The key here is that you know this person.  Choose a spot that will be conducive to their learning style and will enable you to discuss this stuff distraction-free.

You have chosen the person and a spot you want to meet.  Next up, we will talk about preparing for the meeting.

Read entire series

Sangl Home Pay-Off Spectacular – February 2009

Every month there will be an update of Joe & Jenn’s Home Pay-Off Spectacular!

Here’s this month’s update!

There is no picture of the Sangl Family Home Pay-Off Spectacular this month since we refinanced the mortgage.

When we purchased the house two years ago, interest rates had crept up to just over 6%.  Since rates dropped so dramatically in December, we jumped at the chance to refinance.  This one decision is going to allow us to color at least one additional square per month.

Can’t wait to show the updated Sangl Family Home Pay-Off Spectacular in March!

How are you doing on YOUR house payoff spectacular?  If you do not have one, you can get one here => Pay Off Spectacular – House.

Read previous Sangl Home Pay-Off Spectacular Updates

CHALLENGE: Teach One Person – 1

I am passionate about helping others accomplish far more than they ever thought possible with their personal finances.

I need your help to reach others with the simple message that:

  • God owns it all.
  • We are managers.
  • INCOME – OUTGO = EXACTLY ZERO

So with this series, I am going to challenge you to teach one person this stuff during the next month.

Part 1  Who are you going to teach this to?

Take a few minutes to think about who you are going to intentionally teach this stuff to.   Who is it?

  • Child
  • Parent
  • Friend
  • Co-Worker
  • Hobo (seriously!!!)
  • Employee
  • Employer

It would be INCREDIBLE if you would share who you are going to intentionally teach this to during this month!

Read entire series 

Unbelievable Events Last Weekend

Last weekend was a highlight for the I Was Broke. Now I'm Not. (IWBNIN) Team.

Here is how it rolled out …

Friday 4:00PM

I traveled to Atlanta with a member of the IWBNIN Team, Paul Moyer (a.k.a. Saving Freak)

Paul went to Dallas.  I went to St. Louis.

Saturday AM

I spoke at Meadow Heights (Pastor Bryan Mills) and taught the Financial Learning Experience at both of their campuses.  It went INCREDIBLE!  Tons of people showed up, and the message series taught by Bryan had them prepared to take action with their finances.

Meanwhile in Dallas, Paul taught the Financial Counselor Experience and trained six new financial counselors at Springcreek Church to help them launch their new financial ministry.  Bob Bickford's planning was absolutely incredible.  Seriously, if you want to talk to someone who has a vision for impacting a community with practical biblical financial teaching, you should contact Bob.

Saturday PM

I traveled from St. Louis to Dallas.

Sunday Early PM

I taught the Financial Learning Experience to an audience of more than 500 people!  Incredible.  Over 30% of the adult population of Springcreek showed up to a financial seminar.  Life change took place.  104 people signed up for one-on-one financial counseling (glad Paul trained counselors!), 101 signed up for the I Was Broke. Now I'm Not. Group Study.

Sunday Late PM

Paul and I jumped a plane home to SC. 

It was a weekend spent helping others accomplish far more than they ever thought possible with their personal finances so that they can go do EXACTLY what they have been put on earth to do.

That, my friends, is what this crusade is all about! 

Financial Counselor Training – Will YOU be there?

One passion of the I Was Broke. Now I'm Not. Team is to equip people with the tools and processes necessary to lead a successful one-on-one financial counseling ministry.

We have had the privilege of providing one-on-one financial counseling to over 1,000 people at NewSpring Church over the last two years.  The life-change that we have been able to participate in has been incredible!

At NewSpring Church, we have over 30 trained volunteer financial counselors who now conduct a majority of our meetings.  And they LOVE it. 

Now YOU can attend one of these training sessions. You will leave equipped to launch your own financial counseling ministry at your church, and it will enable you to impact your community in a way that they are desperately searching for!

Here are the next locations for the Financial Counseling Experience.  You can register for each event by clicking on the location you are interested in.

May 30, 2009 – Pine Ridge Church – Graham, NC

June 13, 2009 – The Rock – Conway, SC

It would be AWESOME to see you there! 

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