Archive for August 2011

10 Random Questions To Ask Yourself About Money – Part 9

Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money

These are 10 questions that have personally challenged me in my finances, and I know they can help you too!

Question 9  Do I know more about reality TV shows than I do about my own financial situation?

I love watching reality shows.  My favorite show is The Amazing Race (I want to be on that show!!!).  I also like Big Brother, Survivor, and American Idol.  When I was B-R-O-K-E, I knew everything there was to know about these shows, but I was broke!  How crazy is that?

I spent so much time watching “reality” shows, but my true reality was being completely neglected!

I wonder if the same has been true for you in the past, or if it is true right now?

ACTION:  Take a few moments to reflect on your true financial situation.  Is it receiving the amount of attention it needs for you to accomplish your plans, hopes, and dreams?

Read entire series (available 8/19/2011)

Read recent posts

10 Random Questions To Ask Yourself About Money – Part 8

Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money

These are 10 questions that have personally challenged me in my finances, and I know they can help you too!

Question 8  If a financially successful person were to look at the way I spend money, would I be embarrassed at the way I spend money?

I used to be B-R-O-K-E, and I cared a lot about what other broke people thought about me.  Guess where that got me?  NO WHERE!  I decided to look to people who were winning with money and sought opportunities to learn from them.  I broke open the Bible and found out it had TONS of wisdom about money in it.  This is one of the key reasons that I train 1-on-1 financial coaches around the nation.  I wanted to be able to provide free coaching to people so that they could learn from people who are a step or two ahead of them.

ACTION:  Today is the day to stop feeling embarrassed or ignorant about money.  Find someone you know that is winning with money, and ask them to help you!  Ask them to hold you accountable to applying what they teach you.  If you are looking for FREE 1-on-1 financial coaching, but don’t know where it is available, send me an email and I will do everything I can to get you connected with a free coaching appointment where there is NO SALES PITCH – only help and hope.

Read entire series (available 8/19/2011)

Read recent posts

10 Random Questions To Ask Yourself About Money – Part 7

Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money

These are 10 questions that have personally challenged me in my finances, and I know they can help you too!

Question 7  If I were laid off of work today, how many months could my household operate without severe financial troubles?

It is so easy to spend every dime that we earn.  There is a lot of shiny stuff that “speaks” to us and says, “Buy me.  Buy me.”  However, if there is anything that The Great Recession has taught us it is this – “Down turns happen.” and “Lay-offs happen.”

This is why it is so vitally important to make saving a top priority.  A good target for an emergency fund is to have six month’s worth of expenses saved.  This can seem impossible, but with an intense focus, it can be accomplished by most people within 6 to 24 months.

ACTION:  MAKE SAVING A PRIORITY and make it automatic!  I personally have a savings account at Capital One 360 Bank.  This on-line savings account pays higher interest than my local “bricks & mortar” bank, and it has a great feature that allows me to set up “automatic savings withdrawals” from my bill pay account.  This automation provides the discipline necessary for me, a spender, to save.

Read entire series (available 8/19/2011)

Read recent posts

Joseph Sangl Named President/CEO – Injoy Stewardship Solutions

I am honored and greatly humbled to announce that I have been given the opportunity to acquire Injoy Stewardship Solutions.  Effective today, August 15, 2011 at 10:00 AM, I officially became the owner.

Many of you might have heard of this organization.  Injoy Stewardship Solutions (ISS) was founded by world-recognized leadership guru Dr. John C. Maxwell (http://johnmaxwellonleadership.com/) in 1992 and quickly grew to become the premier provider of stewardship solutions for the local church.  It is the mission of ISS to create stewardship solutions that resource the vision of the local church.  This mission has led to tremendous results as evidenced by the fact that ISS has helped churches raise more than $5 billion (yes, that is a “b”) over the past two decades.

I am excited to lead ISS.  Dr. Rick Campbell (former President/CEO) was a friend and mentor who helped me grow as a leader and person.  I’m humbled to continue the legacy of both Dr. Rick Campbell and Dr. John Maxwell.  This acquisition of ISS allows our team to better live out our mission of helping people accomplish far more than they ever thought possible.

What does this mean for I Was Broke. Now I’m Not. and the IWBNIN team?  It means we now have the opportunity to take this message to an even broader audience – a global audience!  GET FIRED UP!

CHURCH LEADER: If you are preparing to build, tackling debt reduction, or launching a substantial initiative, I want to help you!  Click HERE to get the conversation started!

Read recent posts

10 Random Questions To Ask Yourself About Money – Part 6

Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money

These are 10 questions that have personally challenged me in my finances, and I know they can help you too!

Question 6  Who can I bless today with a financial gift?

During a recent one-on-one financial coaching appointment, I was stunned by a line item that the couple had included in their budget.  It was called their “RAK” fund.  When I inquired about it, they responded, “That is our Random Acts of Kindness fund.”

How awesome is that?!?!

We all know someone who is doing better than us, but if we take a moment to think about it, we can also think of someone who is not doing nearly as well.  By making generosity become “the way you do things”, you will literally change your life as you help someone else get a hand-up (not a hand-out).

ACTION:  Take a moment to think of someone who could be blessed greatly by a financial gift, and then make it happen!

Read entire series (available 8/19/2011)

Read recent posts