Archive for 2011
Joseph Sangl Named President/CEO – Injoy Stewardship Solutions
I am honored and greatly humbled to announce that I have been given the opportunity to acquire Injoy Stewardship Solutions. Effective today, August 15, 2011 at 10:00 AM, I officially became the owner.
Many of you might have heard of this organization. Injoy Stewardship Solutions (ISS) was founded by world-recognized leadership guru Dr. John C. Maxwell (http://johnmaxwellonleadership.com/) in 1992 and quickly grew to become the premier provider of stewardship solutions for the local church. It is the mission of ISS to create stewardship solutions that resource the vision of the local church. This mission has led to tremendous results as evidenced by the fact that ISS has helped churches raise more than $5 billion (yes, that is a “b”) over the past two decades.
I am excited to lead ISS. Dr. Rick Campbell (former President/CEO) was a friend and mentor who helped me grow as a leader and person. I’m humbled to continue the legacy of both Dr. Rick Campbell and Dr. John Maxwell. This acquisition of ISS allows our team to better live out our mission of helping people accomplish far more than they ever thought possible.
What does this mean for I Was Broke. Now I’m Not. and the IWBNIN team? It means we now have the opportunity to take this message to an even broader audience – a global audience! GET FIRED UP!
CHURCH LEADER: If you are preparing to build, tackling debt reduction, or launching a substantial initiative, I want to help you! Click HERE to get the conversation started!
10 Random Questions To Ask Yourself About Money – Part 6
Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money
These are 10 questions that have personally challenged me in my finances, and I know they can help you too!
Question 6 Who can I bless today with a financial gift?
During a recent one-on-one financial coaching appointment, I was stunned by a line item that the couple had included in their budget. It was called their “RAK” fund. When I inquired about it, they responded, “That is our Random Acts of Kindness fund.”
How awesome is that?!?!
We all know someone who is doing better than us, but if we take a moment to think about it, we can also think of someone who is not doing nearly as well. By making generosity become “the way you do things”, you will literally change your life as you help someone else get a hand-up (not a hand-out).
ACTION: Take a moment to think of someone who could be blessed greatly by a financial gift, and then make it happen!
10 Random Questions To Ask Yourself About Money – Part 5
Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money
These are 10 questions that have personally challenged me in my finances, and I know they can help you too!
Question 5 If I died today, would those who depend upon me be able to prosper?
Would your income be replaced? Would your family know your final wishes? Is there a written plan?
Here is a fundamental fact: You ARE going to die!
Unfortunately, some people die way too prematurely. Since we all probably know of an instance where someone has experienced such a tragedy, it is wise and prudent to prepare appropriately.
A good plan includes:
- A great financial plan that includes a budget with savings, investing, and clear spending (ensures clarity) (Click HERE to get our free budget tools)
- Life insurance (replaces your income) (Click HERE to get free on-line quotes from US Insurance Online)
- A written will (provides your wishes) (I like the on-line will forms that you can get at LegalZoom.com)
ACTION: Review your financial plan and ensure that it includes each of the components above. If an area is lacking, take steps to address IMMEDIATELY!
10 Random Questions To Ask Yourself About Money – Part 4
Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money
These are 10 questions that have personally challenged me in my finances, and I know they can help you too!
Question 4 How much money do I use each month to service debt?
Most people have no idea how much money TOTAL is being sent to lenders each month. They know their car payment to the penny, of course, but they have never taken the time to add up all of the debt payments to understand their total debt payments. For the average family, it is $500 – $1,250 per month in non-house debt payments and $1,250 – $2,000 (or more) in total debt payments. The question that wrecked me was: “What else could I do with this money?”
ACTION: If you have debt, take a few minutes to add up all of your debt payments (car, truck, house, credit card, student loan, furniture, personal loan, etc.) Ask yourself the critical question: “What else could you do with that money?”
10 Random Questions To Ask Yourself About Money – Part 3
Welcome to the latest series on JosephSangl.com – 10 Random Questions To Ask Yourself About Money
These are 10 questions that have personally challenged me in my finances, and I know they can help you too!
Question 3 Do I add value to my workplace?
This question can take one aback at first. I have found that many people have never asked themselves this question, nor have they thought of their employment this way. The fact is this: If we do not bring more value to our workplace than the amount of money our employer pays us, then we are not going to be employed long-term!
Here are just a few ways that employees add value:
- Produce a product or deliver a service that the customer pays for
- Sell products or services
- Identify and deliver cost-saving opportunities for the company
- Maintain accurate records and information such that wise decisions can be made based on clear information
- Negotiate agreements with suppliers that result in savings for both parties
Employees that can clearly substantiate their value to their employer have a much better opportunity for promotions and pay increases – which can help the budget substantially!
ACTION: Take a few moments to write down the ways that you bring value to your employer. Do your best to write down the actual value where possible.