Monday Money Tip Podcast

MONDAY MONEY TIP PODCAST: Social Security

Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re answering the question: “What should people know about Social Security, and how will it affect them?” Find out if you know the facts and what you should be doing today to prepare for the future. In our Current Money Events segment, I’m updating you on interest rates to help you stay up-to-date. Also, hear a success story from a couple who’s allowing their dreams to help them stay on track when it comes to budgeting.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • We’re answering the question: “What should people know about Social Security, and how will it affect them?”  
  • In our Current Money Events segment, I’m sharing the latest on interest rates.
  • Hear a success story from a couple who’s allowing their dreams to help them stay on track when it comes to budgeting.

Resources:
The United States Social Security Administration
IWBNIN – Online Banking
IWBNIN Ladder

Quote of the Day: “Don’t count on Social Security as your sole source of income during retirement.”

 

MONDAY MONEY TIP PODCAST: The U.S. National Debt

Another episode of the Monday Money Tip Podcast is LIVE! In today’s episode, we’re talking about the U.S. National Debt. Over the years, this debt has continued to increase. Today, we’re discussing what we can do to begin to lower this number. In our Current Money Events segment of the podcast, we’ll discuss personal debt. In addition, we will share a success story from an individual who is now debt free, including their mortgage!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take the next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode:

  • Today, we’re discussing the US National Debt and how we can begin to lower this increasing debt.  
  • In our Current Money Events segment, we will discuss personal debt.
  • Hear a success story from an individual who is now debt free, including their mortgage!

Resources:
US Debt Clock
Household Debt

Quote of the Day: “We don’t have a trillion-dollar debt because we haven’t taxed enough; we have a trillion-dollar debt because we spend too much.” – Ronald Reagan

 

MONDAY MONEY TIP PODCAST: How to Never Have a Car Payment

Another episode of the Monday Money Tip Podcast is live! Many people believe they will always have a car payment but we’re here to tell you that this is simply not true. On today’s episode, we’ll share what you can do in order to never have another car payment. In our Current Money Events segment, we will cover the volatility in the stock market and later hear a success story from a woman who became debt-free including her mortgage!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Show Notes

About the Episode:

  • We’ll share what you can do in order to never have another car payment.
  • Get an update on the stock market in our Current Money Events segment.
  • Hear a success story from Diane, who paid off all her debts including her mortgage.
  • Hear how depreciation can (and will!) affect your vehicle’s value.

Resources:
I Was Broke. Now I’m Not.
Oxen Book
Known, Upcoming Non-Monthly Expenses Calculator
CarFax Article
Investment Value Calculator

Quote of the Day: “If you think no one cares if you’re alive, try missing a few car payments.”

 

MONDAY MONEY TIP PODCAST: 8 Ways to Speed Up Debt Elimination

This week on the Monday Money Tip Podcast, we’ll be sharing eight ways that you can speed up your debt elimination process this year. If you made a New Year’s resolution to pay off debt, this information can help you make some significant headway! I’ll also check in on your other resolutions that you made at the beginning of the month and share how your daily habits can help you accomplish these goals. We also have a success story from one of our Savings Challenge participants who saved $6,000 in their annual budget!

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:

iTunes
Stitcher
Spotify
Website

Show Notes

About the Episode:

  • I share how you can carry your New Year’s resolutions throughout the year by focusing on your daily habits.
  • Megan and I discuss eight specific things you can do to gain significant traction in your debt payoff journey.
  • Hear a success story from participants of our last Savings Challenge who saved $6,000 in their annual budget.

Resources:
0% Balance Transfer Credit Cards
Annual Plan Tools
Budget Challenge
Savings Challenge
Episode 26
Episode 27
Salary.com

Quote of the Day: “I’ve never seen anyone achieve financial freedom by obtaining lots of credit card points and airline miles.” – Joe Sangl

 

MONDAY MONEY TIP PODCAST: Roth vs. Traditional IRA

In Episode 23 of The Monday Money Tip Podcast, we’re discussing how to choose between a Roth and Traditional IRA/401k when saving for retirement. In addition, I have some updated information in regards to mortgage rates, savings rates and CD rates. We will also hear a success story from a woman who used a 0% credit card transfer and how it changed her debt freedom journey.

It’s our goal at the end of each episode that you gain hope and encouragement in your financial journey, you’re equipped to take a next step, and that you’ve had FUN with us!

Find the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website

Email info@iwbnin.com to ask questions or share success stories.

Show Notes

About the Episode:

  • Hear Joe answer a question about whether to choose a Roth or Traditional 401k at work.
  • Joe shares information about current mortgage rates, savings rates and CD rates.
  • Megan shares a success story about a woman who gained traction in her debt freedom journey by using a 0% credit card transfer.

Resources:
IWBNIN Next Steps
Marcus by Goldman Sachs
Ally Bank
American Express
0% Credit Card Transfer
IWBNIN Ladder
IRS Website
Voya Retirement Calculator
Fidelity Retirement Calculator

Quote of the Day: “Whether you choose Roth or Traditional, what is most important is that you actually choose one and invest! BOTH are great decisions for your financial future.” – Joe Sangl