THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
SERIES: Investing Fundamentals Part 1 – Diversify Yourself
Welcome to the latest series at JosephSangl.com – “Investing Fundamentals” Investing is consistently rated by our audience as one of the most confusing topics they face. In this series, we are going to share some foundational principles that can really help you understand investing better! One Diversify Yourself I’m sure you have heard someone say…
Read MoreSaving For Known Upcoming Non-Monthly Expenses
Everyone must save for three things: (1) Emergencies, (2) Known Upcoming Non-Monthly Expenses, and (3) Dreams Of these three, it seems like saving for #2 – Known Upcoming Non-Monthly Expenses is the most difficult and creates the most issues with budgeting. Here’s why Known Upcoming Non-Monthly Expenses create severe budgeting difficulty: They are non-monthly Because…
Read More10 Summer Fun Ideas That Won’t Break The Bank
Summer is an incredible time to gear down, rest, and renew relationships. It is also a time that could break the bank if one is not very careful. To help you have an incredible summer without destroying the budget, we put together a list of fun ideas for you: 10 Summer Fun Ideas That Won’t…
Read MoreOn-Line Banks – Why I Use Them For My Savings Accounts
If you have ever heard me speak or teach about saving money, then you have undoubtedly been introduced to on-line banks. I’m not talking about banks that have websites but about banks that have little to zero physical “bricks & mortar” locations. I’m talking about banks like Capital One 360 (formerly ING Direct) and Ally…
Read MoreHow 0% Balance Transfer Credit Card Offers Work – And Save THOUSANDS of Dollars!
NOTE: I wrote this post to help people who are paying high interest on their credit cards. I maintain a running list of 0% Balance Transfer Credit Card offers HERE. Here’s a fact: Many people possess credit card debt they are unable to pay off each and every month. They want to pay it off…
Read MoreSERIES: How To Win With Money – Part 9
Welcome to another series here on the wildly popular I Was Broke. Now I’m Not. website. We’re passionate about helping YOU win with your money. In this series, we are going to be talking about a practical, step-by-step plan that you can use to take your finances to the stratosphere! How To Win With Money…
Read MoreAbout Joe

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of Fully Funded Life (previously I Was Broke. Now I’m Not.), the president and CEO of INJOY Stewardship Solutions, and Co-Owner of MinstryDeal.com.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.