THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
4 Reasons It Is Hard to Budget
As I assist others in the creation of budgets that actually work, I see certain issues that crop up very frequently. In fact, here are four reasons that budgeting is difficult for many people. 4 Reasons It Is Hard To Budget 1. Unwillingness to change behavior. A refusal to recognize that INCOME – OUTGO = EXACTLY…
Read MoreING: How Much Money Do You Need To Retire?
If you have read this website with any regularity, you will know that I am a freak about having a financial plan. I want a written and very detailed plan for anything related to my finances. One thing that I teach during live events is the importance of calculating how much money you need to…
Read MoreWhat Should You Do When You Are Living Paycheck-to-Paycheck And You Have Lost Your Job?
What should you do when you are living paycheck-to-paycheck AND you have lost your job? With over 70% of Americans living paycheck-to-paycheck, this is a great question to ask! When you are living paycheck-to-paycheck, bills go past due THE VERY INSTANT you miss ONE paycheck. So what should you do if you are in this…
Read MoreProverbs 14:30-31
30: “A heart at peace gives life to the body, but envy rots the bones.” 31: “He who oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God.” As I help people get their finances in order, I cast vision as to “how things could be” IF “they would…
Read MoreTwo Types Of Financial Margin
Margin. The very word speaks strongly. In writing, margin means “space.” Teachers tell us to leave margins and “don’t write in the margins.” For any individual or organization to last, maintaining margin must be a priority. Here’s why – you will experience economic downturns. If financial margin has not been established, it can cause immediate…
Read MoreImportance Of Margin – Nehemiah 1
This is a series that appears on a regular basis here at JosephSangl.com – “Biblical Financial Lessons” Nehemiah 1 While Nehemiah was in the city of Susa, his brother Hanani came into town from Judah. Nehemiah asked him how things were in Jerusalem, and the answer he heard absolutely wrecked him. Hanani responded, “Those who…
Read MoreAbout Joe

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of Fully Funded Life (previously I Was Broke. Now I’m Not.), the president and CEO of INJOY Stewardship Solutions, and Co-Owner of MinstryDeal.com.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.