THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
SERIES: 5 Questions To Ask Before Spending Money
Welcome to the latest series on the wildly popular JosephSangl.com – 5 Questions To Ask Before Spending Money It is my hope that this series will help provide you with practical questions to ask when preparing to spend a substantial amount of money. Practical questions that will help you truly understand the enormity of the…
Read MoreSERIES: 5 Questions To Ask Before Spending Money
Welcome to the latest series on the wildly popular JosephSangl.com – 5 Questions To Ask Before Spending Money It is my hope that this series will help provide you with practical questions to ask when preparing to spend a substantial amount of money. Practical questions that will help you truly understand the enormity of…
Read MoreHow To Have A Debt-Free Christmas
According to Sangl’s Dictionary, here is the definition of “Debt-Free Christmas.” Debt-Free Christmas – noun The act of buying Christmas gifts without incurring any debt. Here is the 1-2-3 steps that will ensure that you can have a Debt-Christmas of your own: Save money for Christmas throughout the year – save some money for Christmas…
Read MoreFinancial Truths
Here are some basic financial truths: Income – Outgo = Exactly Zero Consumer Debt is NEVER helpful long-term Saving a little every month trumps trying to save a lot once in awhile Automatic savings is far more consistent than relying on oneself to write a check every month A spending plan prepared BEFORE the month…
Read MoreHow To Ruin Your Life Financially – Don’t Carry Health Insurance
I recently wrote about 17 ways to ruin your life financially. Many of you shared some additional ways too – and they were great! It is important that we circle back on a few of these because I am passionate about a few of these. One of them is health insurance. According to…
Read MoreHow To Ruin Your Life – Financially
I had the honor and privilege of speaking at Revolution Church in Canton, GA again this weekend. Amazing things are happening there!!! They were in the middle of a teaching series called “How To Ruin Your Life”. My message was focused on “How To Ruin Your Life FINANCIALLY”. You can watch my…
Read MoreAbout Joe

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of Fully Funded Life (previously I Was Broke. Now I’m Not.), the president and CEO of INJOY Stewardship Solutions, and Co-Owner of MinstryDeal.com.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.