Resources To Get You Financially Free


Money Lies – I Can’t Budget

August 13, 2018

There are tons of excuses for why you should not budget.  It is hard, it can be time consuming, and you might not feel like you make enough to budget.  I get it. But if you have been believing any of these excuses and use it as a reason why you cannot budget, you are…

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Money Lies: Non-Participating Spouse

August 8, 2018

Most couples do not agree on how the finances should be handled.  One might be a saver and the other is a spender. One might hate to budget and refuses to use one and the other is a planner and wants to use a budget.  How do you work together when one spouse refuses to…

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MMT PODCAST: How to Get Your Spouse On Board

August 6, 2018

It’s Monday and we’re on Episode 16 of the Monday Money Tip Podcast!  This week, we’re talking about Marriage and Money and Joe has some very important and helpful tips for you! Joe will talk about what to do when you can’t get your spouse to cooperate with your financial plan. It’s our goal at…

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Mini Budget Tool – Plan your back to school spending!

August 1, 2018

Can you believe it is already August?!!  Summer has flown by and school is right around the corner.  With classes starting up, inevitably you will be getting a list of required school supplies that your child will need for the first day of school.  You planned for that in your budget, right? You should have…

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Long Term Care Insurance

July 30, 2018

Long term care insurance is something that many people could benefit from and it is definitely worth looking into.  If you ever need long term care, it is a monstrous expense. It is an expense so large that in fact, many big name insurance companies have actually stopped providing it.  Two out of ten adults…

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Weekly Budget Tool

July 27, 2018

I have found that monthly budgeting is by far the simplest way to budget but that many people are unable to sit down and pay all of their bills at one time and be done with it.  For most people, they must perform a delicate balancing act when paying their bills using each paycheck to…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.