Resources To Get You Financially Free


Budgeting When You Have Irregular Income

July 8, 2020

Do you have irregular income?  Maybe it is seasonal or cyclical. There is a large group of folks whose family economy is powered by irregular income. Real estate agents, hair stylists, commissioned salesmen, and business owners all experience seasonal or cyclical income.   Folks who live with this type of income often tell me that…

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I Lost My Job – Now What?

July 1, 2020

In a time of increasing unemployment and job loss, I thought it might be helpful to write this post. It is my hope that it is a help to those who have experienced a job loss. Step One – Prioritize. Prioritize. Prioritize. When you lose your job and paycheck, all expenses must immediately be prioritized.…

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How Do I Budget?

June 29, 2020

Budget. The word alone sends chills to many people. Here are some things that people equate with budgets. Budget = Restricting Budget = I Am Broke Budget = Controlling Budget = No Fun Budget = Constricting Budget = Not going to do it! Most people have tried budgets … and failed! It was a bad…

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Help! I Can’t Pay My Bills

June 23, 2020
Can't pay my bills

“I can’t pay my bills!” How many of you have said this recently?  Have you heard friend or family member say this? Unemployment rates a skyrocketing, more lay offs are being announced daily, and pay cuts are now seemingly common.  Many people are finding themselves in a situation where they can’t pay their bills. Before…

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Should I Have a Credit Card?

March 16, 2020

Should you have a credit card? Some people say “yes,” while others are completely against them. So, what are you supposed to do? On today’s episode of the Monday Money Tip Podcast, we’re discussing the pros and cons of each side. If you have questions about credit cards, make sure to check out this episode.…

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“No” Allows You to Say, “Yes”

March 9, 2020

Happy Monday Everyone! Another episode of the Monday Money Tip Podcast is LIVE! Do you find it challenging to follow a budget because you feel like you’re constantly having to say, “No!” to yourself – and the rest of your family? On today’s episode, we’re addressing this feeling and how saying “no” now can help…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.