Looking for ways to save money? Here are a few that can help!
- Coupons.com has a lot of great coupons that you can print out
- MyCoupons.com has a lot of great information on deals that are being found at various stores
- Buy off-brand items. Yes, some will taste like sawdust, but others are identical to the name brand. If you have an ALDI grocery store in your area, it is worth the drive to purchase groceries there. We save at least $50 a month by buying our essentials there – milk, bread, canned foods, eggs, etc. As a side note, their eggs can be somewhat non-uniform – I get double-yolk eggs, oblong eggs, and wobbly eggs. It is really interesting.
- Skip the grocery store for one week. Put together meals from stuff that is in the cupboards and freezer! You will enjoy some concoctions you have not had in awhile (or never), AND you will be able to save a week’s worth of grocery money to put toward your emergency fund!
- Have the kids mow the lawn and maintain landscaping instead of paying someone else to do it. Pay your kids and teach them how to save, give, and spend their money! Can you spell, “LEARNING OPPORTUNITY?”
- Cut your kid’s hair. This will save many families $20 – $40 per month!
- Visit consignment stores, Goodwill, or Salvation Army Thrift Stores. You can find some great deals on clothing!
- Shop your insurance for quotes. Get at least three quotes and obtain one of them from an independent insurance agent. You may be able to save $100 – $500/year on your insurance!
- Take a low-budget vacation instead of a $3,000 one. Using creative options, you will discover just as much fun, and you may be able to save $2,000 – $2,500 which can then be used for debt reduction, emergency fund, or retirement fund!
- Wait one day before making a major purchase decision. This will really help you to avoid “impulse” purchases like a new car, a pricey vacation, a new plasma TV, etc.
- Eliminate the home telephone. So many people have cell phones that the home phone has become virtually obsolete. For basic home telephone service you will pay $25/month, and it will not come with basic features of a cell phone such as free long distance, caller-id, call waiting, voice mail, camera, text messaging, games, etc. If you need a basic phone for emergencies, I like the MagicJack.
- Get rid of the movie channels on cable.
I would love to hear more ideas on how you can save money!