Resources To Get You Financially Free


March 10, 2015

A few weeks ago, I had the honor of being interviewed by I’m a huge fan of Mint for several reasons! First, I’ve been using it for years and it’s an incredible tool that can be used on any smartphone or computer. Second, it’s a great way to manage your money because it provides a…

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Monday Money Tip: Opportunity Cost

March 9, 2015

Happy Monday! I love it when my week starts off right! The Monday Money Tip was created as a weekly service to provide people just like you with a practical and simple money tip – right at the start of the week so that you can take action with it!  

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Maximizing Your Tax Refund – Step 3

March 7, 2015

How should you maximize your tax refund? STEP 1  Before You Spend It, Plan It Planned money accomplishes far more than unplanned money! BEFORE you ever receive the money, you should have a plan. STEP 2  Build the Wall When you receive your tax refund, there are three different ways you can spend the money:…

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Maximizing Your Tax Refund – Step 2

March 5, 2015

How should you maximize your tax refund? STEP 1  Before You Spend It, Plan It It is exceedingly important to have a plan for the refund money BEFORE you ever receive the money! STEP 2  Build the Wall Next, you need to build a wall of protection! When maximizing your tax refund, there are three categories…

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Maximizing Your Tax Refund – Step 1

March 2, 2015

Since we’re right in the middle of tax season, I wanted discuss how to maximize your tax refund. Last year, about 75% of Americans received a tax refund. Were you one of them? Will you receive one this year? If so, it can be a tremendous tool to start your journey toward living your fully funded…

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I’m Stuck! Help! Part 4

February 28, 2015

This is a series written for those who are struggling mightily with their finances and tough decision are being made about who will and will not be paid. It is my hope that this series will provide practical steps that can be taken to walk out of this situation and into financial freedom. PART ONE…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.