THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
You know you have financial freedom when …
You know you have financial freedom when … You forget when payday is. The car engine blows up, and you just go pay cash for another one. You are not afraid to tell your manager that he/she is wrong and that there is a better way. (I have seen many people who are afraid to…
Read MoreEmergency Buffer Fund – Bulletproof Vests
I remember the days when Jenn and I had $4.13 in our emergency buffer fund. Wow! Talk about living life on the edge! When you have $4.13 in the bank account and life throws a curveball your way, you have no room for it! From experience, I know that $4.13 in the bank does not…
Read MoreStudent Loan Debt
I recently read that student loan debt is rising in America. No big surprise since I am seeing the same thing in all of my financial counseling appointments! There are two facts I want you to know about student loan debt. It WILL come due some day You can not bankrupt on student loan debt …
Read MoreLaid off. Living paycheck-to-paycheck. What should you do?
With over 70% of Americans living paycheck-to-paycheck, this situation happens more often than you might imagine! You see, when you are living paycheck-to-paycheck, bills go past due THE INSTANT that you miss ONE paycheck. So what should you do if you encounter this situation? I have prepared a list of things that I would do…
Read MoreChurch/Business Leaders
This is a first for me, so here goes … On August 16, I want to have a roundtable discussion about teaching people about personal finances. It looks like I will complete counseling for over 450 people for this year, and that pumps me up! However, I am confident that I need to learn more!!!…
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About Joe
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.