Archive for July 2007

You know you have financial freedom when …

You know you have financial freedom when … You forget when payday is. The car engine blows up, and you just go pay cash for another one. You are not afraid to tell your manager that he/she is wrong and that there is a better way.  (I have seen many people who are afraid to…

Read More

I love my new T-shirt!

My friend, Ricky, at Brady's Screenprinting, hooked me up with a new T-shirt. What do you think? News There are still a couple of spots available for the upcoming "Teaching People About Personal Finances" roundtable that I am hosting on August 16th.  For more information, click HERE.  Right now, the farthest distance being traveled for…

Read More

Financial Counseling – Expressions/Exclamations

As I help people come up with their INCOME – OUTGO = EXACTLY ZERO budget (EZ Budget), I love watching the expressions and hearing the exclamations of those I am helping! Here are some common expressions/exclamations: Utter SHOCK at how much they have been spending (especially on impulse items like "groceries", "food", and "cash withdrawals…

Read More

Spend It Into Savings

INCOME – OUTGO = EXACTLY ZERO Anyone who has met with me knows this formula.  It is THE formula that changed my financial future! Today I focus on the OUTGO.  Specifically, spending into savings. "Huh?", you might ask. Yes.  Spend it into savings. My goal is not to just help people pay their bills on…

Read More

Dreams come true!

In the personal finance classes that I teach, the very first thing I do is have people write out their hopes and dreams on paper.  It is so POWERFUL!!!  I think Oprah got it right when she says in her "Debt Diet" series that "people are walking through life unconsciously".  We dream huge as children. …

Read More