I recently listened to a keynote speech delivered by Dr. Kevin Elko.
He made a passing statement that really caught my attention. In fact, three days after hearing it, I am still thinking about it and have even dreamed about it!
Here is the statement:
“If you lost everything you had today and got it back tomorrow, tomorrow would be the greatest day of your life!”
THAT is so true! We can get so focused on what we do not have that we totally forget what we do have!
It has really challenged me to continually align my focus on being thankful for what I do have. I hope it does the same for you!
I was the recipient of an extremely generous gift today. I’m blown away. This person did not know me. This person did not have any reason to bless me. Yet, they blessed me tremendously.
They did, however, care enough to ask how I was doing. From there, an act of spontaneous generosity happened. And I had the joy of being the recipient.
Have you ever been there? Blessed because someone cared enough ask and then did something about it.
I’m sure you’re wondering what the blessing was. Click HERE to see what it was and then read the rest …
It was a cup of herbal mint tea with two doses of honey.
You see, I spoke for 10 hours straight on Wednesday at First Christian Church in Owasso, OK (an INCREDIBLE church!) and my voice was impacted greatly. To the point that I woke up Thursday morning with hardly any voice. I whispered my order of Pike’s Place Coffee (no room for cream or sugar), and yes, please make it a Grande. The young lady taking my order asked how I was doing, and I said (whispered), “I wish my voice would return!”
Immediately, she said that I needed to try this special tea with honey in it. It was an herbal mint tea with two doses of honey. And the tea REALLY HELPED MY VOICE!!! Her spontaneous act of generosity BLESSED ME GREATLY and humbled me at the same time.
When was the last time you blessed someone? After all, that’s why you want to win with your money, right? To bless others and fund your dreams and the hopes of others? There is nothing greater than giving.
As a financial teacher, I am seeing an issue that is extremely alarming: Financial Infidelity
According to Investopedia, financial fidelity is defined as “when couples with combined finances lie to each other about money. For example, one partner may hide significant debts in a separate account while the other partner is unaware. Another common example is when one partner makes large discretionary expenditures without discussing the matter with their partner.”
It happens more than you think …
It all starts out so innocently. “I will use this credit card just this once to pay the bills, but I won’t tell my spouse because she is so stressed anyway.” Fast forward two years, and there is a hidden credit card with a $20,000 balance. Or a $480,000 balance. I’ve seen both. And the spouse did not know about either.
I’ve heard people explain how their financial infidelity occurred. Common reasons are:
- I pay the bills, and I just could not say no to my spouse – even though we did not have enough money.
- I wanted to protect my spouse – they were under so much stress from their work anyway.
- My spouse won’t ever allow any fun or any of my hobbies into the budget, so this was the only way I could make that happen.
- I earned the money so I deserved to spend it how I wanted to.
- My spouse is HORRIBLE with money, so I had to keep the savings account secret or else it would have been spent!
If you are making huge financial decisions without telling your spouse, it needs to be addressed. It will not get better on its own. The credit card will not be paid off before it’s discovered.
One thing I know is this: spouses who have experienced financial infidelity describe feelings very similar to marital infidelity. Hurt. Confusion. Anger. Frustration. Sadness. Betrayal.
Make it right.
During the Financial Learning Experience, I always challenge people to write down their plans, hopes, and dreams.
I am passionate about helping people accomplish their dreams. It is why our passion statement is to help people accomplish far more than they ever thought possible with their finances.
It is so important, in fact, that we provide time during the FLE to begin writing these dreams down on paper.
Here is what I know to be true: EVERY SINGLE DREAM WILL COST MONEY!
Every single one. It will either directly or indirectly cost money.
Here are some common dreams (and they all cost money)
- Eliminate stress
- Become debt-free
- Start a business
- Be a stay-at-home mother
- Provide for children’s weddings
- Pay for kid’s college
- Retire some day
- Adopt a child
- Travel (everywhere – including Antarctica)
- Give more money away
- Build a home
- Help those who are in need
- Spend more time with the family
I challenge YOU to spend some time TODAY to write down your plans, hopes, and dreams.
And then …
Put the amount of money required to achieve each item – and GET STARTED!
I’m excited to be teaching at First Christian Church in Owasso, Oklahoma tomorrow!
We will be training financial coaches through our Financial Counseling Experience to equip each of them to help people win with their money!
After all of that fun, I will be teaching the Financial Learning Experience. If you are in the area, I would love to see you there! You can REGISTER HERE.
I am so grateful for the opportunity to invest in the lives of others!!!