Resources To Get You Financially Free


0% Balance Transfer Credit Cards

September 11, 2018

Do you carry a balance on your credit card from month to month? If so, you are likely paying hundreds, if not thousands, of dollars in interest year after year. You should consider transferring your balance to a 0% Balance Transfer Credit Card. Most people want to pay off their outstanding balance but feel stuck…

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Calculate Your Debt Freedom Date

September 7, 2018

Do you know the date of when you will be debt free? The 8th wonder of the world is compound interest and it will work against you every single day that you pay interest to someone else! Interest payments have the power to keep you broke. I have yet to hear a person who is…

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Types of Debt

September 5, 2018

Do you feel like you are drowning in debt? Like the payments are consuming your entire paycheck and you can never get ahead? Or worse, there really is not enough money to pay for basic living expenses and cover the debt payments you owe? If you are in a situation where you do not have…

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MMT PODCAST: How to Pay Off Debt Quickly

September 3, 2018

It’s Monday and that means it’s time for your Monday Money Tip! In Episode 18, we’re talking about the popular topic of debt!  Many of you have been waiting patiently for this topic and we have some important information and tips for you. This week, we’re focusing on which debt you should pay off first…

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The Cost of College

August 30, 2018

It is no secret that college is expensive.  There is tuition, books, room and board, food, and transportation costs.  If you are someone who plans on helping your children pay for college, these expenses can add up quickly. The average cost of college for a four-year degree for an in-state student is $9,410.  So for…

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The Importance of Keeping the End Result in Mind

August 28, 2018

Have you discovered the beauty of the “Reminders” feature of your iPhone? It is a wonderfully helpful tool as it has helped me remember to complete many tasks that I would have completely forgotten otherwise. This “reminders” feature allows something that has escaped my mind to be brought back into clear and immediate focus. Perhaps…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.