Posts by jsangl
Savings Workshop – Greenville, SC – THURSDAY
Just two days left until the savings workshop takes place in Greenville. There are still a few slots left for anyone who wants to use the coupon code HALF and register for only $5 instead of $10. It is going to be a great time where you can learn the methods I use all the time to save money on just about anything I buy. The Saving Freak/Grocery Freak will be leading this money saving class!
Here is what I know. If you apply the tools taught in the Savings Workshop, you will save more than $1,000/year! You will learn how to save money on groceries, dining out, travel, cell phone service, on-line shopping, shopping at department stores, insurance, and many more items. It will definitely help you save on your Christmas shopping that you haven’t started yet. To sign up just go to the registration page and make sure to use the code HALF to get half off the regular price.
SERIES: Fundamental Rules Of Money Management III
Welcome to a new series on the wildly popular JosephSangl.com! In this series, I will be sharing what I believe are Fundamental Rules Of Money Management. I look forward to reading your thoughts on this topic!
Rule #3 Nothing will happen until you do something.
I used to work a J.O.B. I was energetic enough because I am a naturally hyper person, but I was working a J.O.B.
Instead of waking up in the morning and saying, “Good morning, Lord! I can’t believe I get to do this!!!”, I would wake up and say, “Good Lord. It’s morning. Where’s the coffee?” I wanted to do work that made a difference. I think most people fall into that category. There is nothing more miserable than working a J.O.B. that makes absolutely no difference in anyone’s life.
I have met a lot of people who feel stuck in their job. They hate it. To say that they “despise” their job would not be overstating it. They want to do something else, but they feel trapped.
I have been there. I decided to do something about it. I began to offer free financial counseling for members of our community. Trusting people allowed me into their homes to help them prepare a written spending plan or to develop a strategy to become debt-free. Those people allowed this crusade to become a reality. But it would not have happened had I not made the first move.
This rule applies to all areas of life. Want to go out on a date with that girl? Better do something – ask her! Want the next promotion? Let the boss know that you are interested – and prepare like crazy so that you are ready for it!
Want to win with your finances? DO SOMETHING about it.
SERIES: Fundamental Rules Of Money Management II
Welcome to a new series on the wildly popular JosephSangl.com! In this series, I will be sharing what I believe are Fundamental Rules Of Money Management. I look forward to reading your thoughts on this topic!
Rule #2 Sow Some Seed
It appears that this series is taking on a farm angle … It is the most basic and fundamental fact of farming. If you want to harvest something, you better plant something. I can assure you that if you do not plant corn kernels in the spring, you will not be able to harvest 150 – 200 bushels/acre of corn kernals in the fall.
How does this relate to finances? I see some key similarities:
- Being stingy with seed leads to a poor crop If you want to have no money, don’t save any money. Don’t invest any money. I can promise you that you will always have no money (a poor crop).
- Some seeds will be eaten or rot You can coat the seed with pesticide and other deterrants, but some of the seeds will still be eaten. Still others will rot. Others will not germinate.
- If enough is planted, an abundant harvest will happen If enough seed is planted, it sets in motion the path toward an abundant harvest. There is nothing like running the combine through the fields and emptying the hopper into the grain trucks – the result of all of your efforts in the spring.
- One seed usually produces hundreds or thousands of additional seeds! The seeds that produce will yield an incredible harvest.
Are you sowing some seed so that you can reap a harvest? Let’s make it practical. Are you investing in your 401(k)? Are you saving money for your dreams? Are you directing money into investments like real estate, small businesses, stocks, bonds, and other proven ways to maximize the growth of your money? Sow some seed.
SERIES: Fundamental Rules Of Money Management I
Welcome to a new series on the wildly popular JosephSangl.com! In this series, I will be sharing what I believe are Fundamental Rules Of Money Management. I look forward to reading your thoughts on this topic!
Rule #1 Make hay while the sun shines.
I was raised on a farm in Indiana, and one thing we learned was that we needed to make hay while the sun was shining. We knew that a time of famine was coming (winter) when there would be no fresh food to feed the livestock. This made it imperative that we cut the grass, dry it in the sun, bale it, and store it WHILE IT WAS AVAILABLE.
How does this relate to finances? I see some key similarities:
- There will almost always be a time of famine The job lay-off, an unexpected pay-cut, an unanticipated healthcare issue, or increased expenses can lead to financial famine – especially if one has not saved for such a famine.
- When you cut hay, more will grow to replace it If the grass is not cut, it will mature and die off. It will also prevent additional growth. If you cut the hay, it stimulates new growth. The same is true for finances. If you save some, it will lead to new financial growth!
- When you have plenty of hay saved up, it leads to confidence When you have an emergency fund of money saved up, it can help you take a few risks and not jeopardize your entire financial situation. You can absorb some costly expenses.
When you are in a period where you are making excellent money and life is good, it is time to save and store up for the future. Make hay while the sun shines.
John Maxwell & Stewardship Challenge Conference
On August 18 and 20, I had the privilege and honor of speaking along with Dr. John Maxwell, Pastor Brian Tome, and Pastor Steven Furtick at the Stewardship Challenge Conferences held in Cincinnati, OH and Charlotte, NC.
On October 15th and November 9th, two more of these outstanding conferences will be happening. If you are in church leadership or are leading stewardship for your church, this is one event you do not want to miss. I PROMISE that you will be challenged AND equipped to address stewardship challenges in new and effective ways!
On October 15th, the Stewardship Challenge will be in ORLANDO, Florida!
On November 9th, we will be in BALTIMORE, Maryland!
At each event, Dr. John Maxwell, Dr. Rick Campbell, and I will be speaking. In Orlando, Pastor Tom Mullins will be the guest speaker. In Baltimore, Bishop Walter Thomas will be the guest speaker.
Click HERE to learn more and to register.
I would love to see you there! I can't wait!