Joe’s Current Investments [2020]

It’s time for one of our most popular episodes! Today, we’re talking about how to get started with investing, AND we’re sharing my Current Investments. It’s a big episode!! If you’ve ever wondered where to start, we’re here to help! In our Current Money Events segment, we’re talking about special days and how you can keep them from crushing your budget. We’ll share a tool that you can use to help you plan for these expenses. We want you to be able to truly celebrate each moment without the added worry of increasing your debt or being unable to do what you wish you could do!       

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “Can you tell me how to get started investing?”  
  • We’re also updating you on my Current Investments.
  • In our Current Money Events segment, we’re talking about special days and how you can keep them from crushing your budget.  

Resources:
Download Joe’s Current Investments
20-Day Savings Challenge
Next Steps Section
TOOL: Known, Upcoming, Non-Monthly Expense Calculator
Follow Joe on Facebook
Charles Schwab
Next Steps: Investing
Next Steps: Banking

Verse: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” – Ecclesiastes 11:2

Related Monday Money Tip Podcast Episodes:
Episode 20: 5 Basics of Investing
Episode 21: Making a Good Investment
Episode 22: Investment Fees
Episode 37: Joe’s Current Investments [2019]
Episode 70: The Power of Planning [Current Events Segment – Zero Trading Fees]
Episode 86: Pay Cash for Next Christmas (or a Vacation)  

Pay Cash For Next Christmas (or a Vacation!)

Happy Monday! It’s my favorite day of the week because another episode of the Monday Money Tip Podcast is LIVE! Are you making progress when it comes to budgeting, but an unexpected expense blows up your budget? On today’s episode, we’re helping you figure out how to prevent issues (like car repairs, Christmas or vacations) from messing with your financial progress. In our Current Money Events segment, we’re sharing tips that I’ve learned from budgeting for 200 consecutive months. Our success story comes from Cody, who was able to eliminate a car payment.        

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “We need your help. We are pretty good at budgeting, but it seems like right when we have started to make progress, an unexpected expense blows up our budget – things like a car repair or an insurance bill that is due every six months. Can you help us figure out how to prevent these issues from messing with our financial progress?”  
  • In our Current Money Events segment, we’re sharing tips that Joe has learned from budgeting for 200 consecutive months. 
  • Our success story comes from Cody, who was able to eliminate a car payment. 

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
I Was Broke. Now I’m Not. Tools
TOOLS: Budgeting 
TOOLS: Known, Upcoming, Non-Monthly Expense Calculator 
Next Steps: Banking  
IWBNIN Ladder
20/20 MONEY: Gaining Clarity For Your Financial Future 

Verse: “The plans of the diligent lead to profit, as surely as haste leads to poverty.” – Proverbs 21:5

Related Monday Money Tip Podcast Episodes:
Episode 32: How to Have a Debt-Free Vacation
Episode 33: How to Never Have a Car Payment
Episode 61: The I Was Broke. Now I’m Not. Ladder – Explained
Episode 83: Money Saving Tips

Dealing With Financial Anxiety

Happy Monday! Get fired up because another episode of the Monday Money Tip Podcast is LIVE! Do your finances cause you frustration, fear, and anxiety? In this episode, we’re talking about how to deal with financial anxiety and become more comfortable dealing with money. In our Current Money Events segment, we’re talking about the winter money blues and how to make good financial decisions this season. Our success story comes from Cynthia, who will be debt free after a 38-month journey!        

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube

About the Episode: 

  • Today, we’re answering: “I know it’s important to pay attention to my finances, but it causes me so much frustration, fear, and anxiety. You seem very confident about money. Can you share some tips that will help me become more comfortable dealing with money stuff?”  
  • In our Current Money Events segment, we’re talking about the winter money blues. 
  • Our success story comes from Cynthia, who will be debt free after a 38-month journey! 

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
0% Balance Transfer Credit Cards
IWBNIN Ladder
20/20 MONEY: Gaining Clarity For Your Financial Future 
TOOLS: Budgeting 
Recommended Books
Joe’s Current Investments

Related Monday Money Tip Podcast Episodes:
Episode 16 – How to Get My Spouse on Board
Episode 17 – How to Handle Marriage & Money
Episode 20 – 5 Basics of Investing
Episode 21 – Making a Good Investment
Episode 37: Joe’s Current Investments
Episode 61: The I Was Broke. Now I’m Not. Ladder – Explained
Episode 63: 0% Balance Transfer Credit Cards
Episode 75: 20/20 MONEY Release Special

Email info@iwbnin.com to ask questions or share success stories.

Is All Debt Equal?

Happy Monday! It’s a great day because another episode of the Monday Money Tip Podcast is LIVE! In this episode, we’re talking about debt, specifically, is all debt equal. We’ll discuss the different types of debt and break down what kind of debt you should avoid and if there is any debt that is ok to have. Everyone has a different opinion, so we’re breaking it down for you. In our Current Money Events segment, we’re sharing the updated contribution limits to your retirement accounts and other tax-advantaged investment accounts. Our success story comes from David, who is almost halfway up rung #4 of the I Was Broke. Now I’m Not. Ladder!       

Find more episodes of the Monday Money Tip Podcast HERE. Please let us know what you think by leaving us a rating!

Email info@iwbnin.com to ask questions or share success stories.

NOW AVAILABLE TO DOWNLOAD:
iTunes
Stitcher
Spotify
Website
YouTube


About the Episode:
 

  • Today, we’re answering: “I want to hear your thoughts on debt. Dave Ramsey says, “NO!” to all debt – except for maybe a house. Others say, “Use other people’s money.” I’m so confused. Help!”  
  • In our Current Money Events segment, we’re sharing the updated contribution limits to your retirement accounts and other tax-advantaged investment accounts.
  • Our success story comes from David, who is almost halfway up rung #4 of the I Was Broke. Now I’m Not. Ladder!    

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
0% Balance Transfer Credit Cards
Article – IRS Retirement Plan Contributions
Article – IRS Internal Revenue Bulletin
IWBNIN Ladder
Debt Tools
Next Step: Debt 


Other Monday Money Tip Podcast Episodes on Debt:
Episode 36 – Bite-Sized Debt
Episode 28 – 8 Ways to Speed Up Debt Elimination 
Episode 19 – Is All Debt Bad?
Episode 18 – How to Pay Off Debt Quickly 

February 2020 Update From I Was Broke. Now I’m Not.


It’s tax season! Are you getting a refund? Discover ways you can maximize your tax refund this year. Don’t let that refund disappear without making the impact you wish or thought it could. Find out what tips we recommend.

 

**CLICK HERE FOR TIPS FOR MAXIMIZING YOUR TAX REFUND



It’s easy to start the month out well by preparing a budget, but then life happens, and by the end of the month, the budget has been overspent. Check out ways you can STOP overspending today!

 

**CLICK HERE TO LEARN HOW TO PREVENT OVERSPENDING



Looking to stay consistent with your finances? Find out how you can avoid the up-and-down cycle and make a real change this year.

 

**CLICK HERE TO SEE WHY YOU SHOULD HAVE A COACH



We’re entering month two of 2020. How are you doing with your goals and budget? Check out some ways you can make 2020 your best financial year yet!

 

**CLICK HERE TO HAVE THE BEST YEAR YET


DON’T FORGET YOUR FEBRUARY BUDGET

If you still need help creating this month’s budget, check out our free budgeting tools HERE.

Don’t forget these expenses in your budget:

  • Super Bowl Snacks
  • Valentine’s Day
  • Taxes!
  • Increased Heating Bill
  • Christmas 2020
  • Summer Vacation Savings