THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
Pay-Off & Savings Spectaculars!
Subscribe to www.JosephSangl.com Pay-Off Spectaculars – Visually track your progress toward paying off [download#9#nohits] [download#10#nohits] [download#11#nohits] [download#12#nohits] [download#13#nohits] [download#14#nohits] [download#15#nohits] [download#16#nohits] [download#17#nohits] [download#18#nohits] [download#32#nohits] [download#35#nohits] [download#36#nohits] [download#40#nohits] [download#41#nohits] [download#42#nohits] [download#45#nohits] [download#47#nohits] [download#48#nohits] [download#49#nohits] [download#50#nohits] [download#51#nohits] [download#52#nohits] Saving Spectaculars – Visually track your progress toward a CASH PURCHASE! [download#19#nohits] [download#20#nohits] [download#21#nohits] [download#22#nohits] [download#23#nohits] [download#24#nohits] [download#25#nohits]…
Read MoreProverbs 14:30-31
30: "A heart at peace gives life to the body, but envy rots the bones." 31: "He who oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God." As I help folks get their finances in order, I cast vision as to "how things could be" IF "they would…
Read MoreChildren need to learn about money
One thing that really pumps me up is seeing parents teaching their children how to manage money well. I remember as a child that I knew the value of money. I was the youngest of six children. My dad was self-employed and my mother kept the six boys in line. We knew the value of…
Read MoreFrequently Asked Questions
I am regularly asked questions, so I thought that today I would write out a few common questions that I get along with my answers. Do you really use cash envelopes? Yes. Jenn and I believe that it is the best way for us to ensure that we do not overspend the amount budgeted. When…
Read MoreFinancial Learning Experience!
Last night was simply amazing!!! I had the opportunity to teach the tools that Jenn and I used to obtain financial freedom to over 350 people! It was awesome! I was able to swim in credit cards last night. If anyone has a picture of that, I want it! It was totally unplanned, but it…
Read MoreWhat is your debt freedom date?
Want to know what your debt freedom date is? It is pretty easy to calculate. I do want to say, however, that there is one prerequisite to this calculation: You must STOP signing up for more debt! If you keep adding more debt, the debt freedom date will keep moving away from you! So, knowing…
Read MoreAbout Joe

Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.