Resources To Get You Financially Free


Should you withdraw money from your 401(k); 403(b); etc. before retirement?

November 14, 2006

Want the short answer?   NO!!! Why?   Most of the contributions to an employee-sponsored retirement plan are done so on a pre-tax basis.   The contributions have never been taxed. Here are my reasons why you should not pull money out of your retirement plan early: Lose the opportunity for your money to grow…

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Have you taught your children about compound interest?

November 7, 2006

Pardon me while I rant about this topic again! I met with another person today who did not know about compound interest! When I am able to show a person the POWER of compound interest and how it can help them (investing) or hurt them (paying interest on debt), I get pumped up! This is…

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Financial Advice to Married Persons

October 12, 2006

Financial Advice to Married Couples o Work TOGETHER on your finances! o Discuss all major purchases BEFORE making the purchase. o Share ALL FINANCIAL INFORMATION with each other. o No financial secrets. o If you work TOGETHER, it will make you stronger. o Avoid the trap of debt o Some couples shell out thousands just…

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Systematic Savings & My 529 Plan

October 4, 2006

“My how the time flies!” “Was it really 4 years ago that we last talked?” “Our 20 year high school class reunion is THIS YEAR?!?!!” Time has remained constant, but as we grow up we get so busy that it really does appear that time flies by! It was almost 7 years ago that my…

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There is POWER in writing things down!

September 28, 2006

Have you ever told someone that you would do something, and then forgot to do it? That has happened to every one of us. I remember going to visit a customer that had experienced a quality issue with one of our products. I had a belief that we had not been notified in a timely…

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Moving Costs – If you ever move …

September 21, 2006

Moving costs money. Surprised? Here are some questions (answers below): How much does it cost to rent a one-way 26′ box truck for 5 days and unlimited miles? How much does it cost for boxes? How much does it cost for the fuel to get from point A to point B? How much does it…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.