THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
Small Business Tip: Projecting Income
One of the greatest challenges small business owners face is projecting income. When providing financial coaching to small business owners, I ask, “How much are you paid by your business?” The answer is usually some variation of: “Whatever I can take. It’s always up and down.” This makes it extraordinarily difficult to manage household financial…
Read MoreKids and Money Tip: No Spending Until You Prepare A Budget
Money is a foreign concept to most children until they are about 4 or 5 years old. It is at around this age they become aware that money has the ability to purchase things. However, most of their financial knowledge is focused on spending because that is what they SEE happening with money. Mom gives…
Read MoreLeadership Tip: Then We Wait
I recently posted the following thought on Twitter: “Some days are for planting seed. Others for harvesting. But MOST DAYS are for preparing, tending, and waiting.” It raised quite a ruckus and a chorus of “that’s the truth!” Anyone who has been involved in gardening or farming knows this fundamental fact. In the spring time,…
Read More8 Ways To Speed Up Debt Elimination
In a recent live event, 58% of respondents shared that “reducing or eliminating debt” was their top goal for the year. If this is one of your top financial goals, here are some key ways you can speed up your debt freedom date. 8 Ways To Speed Up Debt Elimination Reduce Interest Rates Many people…
Read MoreSmall Business Tip: Importance Of Audits
Small business owners don’t lack for things to do. There is the endless work of creating new products and improving existing ones. Meeting with new customers and existing ones – local and abroad. Hiring employees and freeing up non-performing ones to “pursue other opportunities.” You get the thrilling task of managing payroll and cash flow.…
Read MoreBible Money Tip: Generosity Is Contagious
I recently heard Ken Friar, Executive VP of INJOY Stewardship Solutions, share the following statement: “People don’t plan to be selfish. They just don’t make a plan to be generous.” But it only takes one or two people who are living generously to move literally hundreds – even thousands – to give. Consider Exodus 36:3-8:…
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About Joe
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.