THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
Small Business Tip: Separate Business Accounts From Personal Ones
One of the top mistakes small business owners make is to intermingle their business expenses with their personal accounts. This can create many issues including: Difficulty in identifying true business profitability. When personal and business expenses are in the same accounts, it becomes very difficult (impossible?) to readily determine the company profits or losses. Misuse…
Read More10 Things Parents Should Teach Their Children About Money
All parents want their children to succeed in life. I’m regularly asked, “How do I teach my children about money?” This is a great question, but we should start with another question: “What should I teach my children about money?” Once we determine the “what,” then we can focus on strategies for “how” to teach…
Read More10 Things Kids Wish Their Parents Knew About Money
We’ve been blessed to serve millions of people through this blog, our live events, and the free tools we offer. Along the way, I’ve had countless conversations with people about money and its impact on relationships – both positive and negative. Here’s what I know about every person I’ve been able to serve – all…
Read MoreSmall Business Tip: Build Financial Margin For Your Business
If you want your business to thrive long term, you must establish financial margin. In fact, the lack of making saving a priority is one of the top reasons small business fail. Even profitable companies have failed because they failed to make savings a top priority. Let me share a real-world practical example of “margin…
Read MoreTeach Your Child To Be Generous
I’m not sure anything moves my heart like watching my children be generous. Whether it is sharing a toy with their friend or deciding to play the other person’s choice of game, it moves me! But we must be honest with ourselves: Generosity is not natural behavior. Among our first words are the dreaded “No!”…
Read MoreSmall Business Tip – Conduct SWOT Analysis
One key activity that is important for every small business owner to do on at least an annual basis is to conduct a SWOT Analysis. S Strengths W Weaknesses O Opportunities T Threats I’ve prepared a free basic SWOT ANALYSIS FORM for you to download and use. Here are a few questions to help you…
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About Joe
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.