THE MISSION:
HELPING YOU ACCOMPLISH FAR MORE THAN YOU EVER THOUGHT POSSIBLE WITH YOUR PERSONAL FINANCES
Resources To Get You Financially Free
THE LATEST FROM MY BLOG
Leadership Tip: Importance of Communication
During a leadership conference I attended, I heard a great statement by Pastor Van Moody. He said: “When you get sick of saying it is when they are just starting to get it.” It is so true. As a leader, you are the chief vision caster. This means that the vision must ooze from every…
Read MoreSmall Business Tip: Monthly Cash Flow Planning
Every single month, I sit down with Matt. Most of you don’t know him, but he is a key reason IWBNIN has continued to grow and expand. You see, Matt is our Financial Administrator. He manages all of the finances for our businesses. He and his team manage the regular financial management dealings of a…
Read MoreTeach Your Kids About Money – Money and Store System
NOTE: This method can work for children beginning at around age 3 – and can work through early teen years. There are two key influences in a child’s life when it comes to money: Their parents The world around them Who is more likely to help children have a healthy relationship with money? Ideally, it…
Read MoreLeadership Tip: Your Pay Raise Is Effective When You Are
I love listening to Dave Ramsey on the radio. He’s a JosephSangl.com Financial Hero. I remember a specific conversation he held with a caller who felt they “deserved” a pay raise. When asked why they felt they deserved increased compensation, the caller could not effectively answer the question. They felt an answer of “I deserve…
Read MoreSmall Business Tip: Sacrificing To Make The Dream Work
Having successfully started a few small businesses and acquiring another, I can confidently say that it takes sacrifice to make the dream of a small business come alive. I worked the equivalent of two full-time jobs for an entire year while I Was Broke. Now I’m Not. launched. I would work all week and then…
Read MoreLeadership Tip: Making Hard Decisions
When you are called into a leadership role, you will inevitably face a very difficult situation that requires a hard decision. And the moment will come when you realize you are the leader who must make that hard decision. I’ve faced them as the leader of I Was Broke. Now I’m Not. and INJOY Stewardship…
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About Joe
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.
He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.
Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.