Archive for March 2009

SERIES: Top 5 Things People Lack In Their Financial Plan 2

Over the past two and a half years, this crusade has been able to reach tens of thousands of people.  I was recently reflecting on the top things that I see most commonly lacking in folks’ financial plans.  So here are the top five things I see lacking.

Part Two  A plan to get out of debt

How much money do you send to lenders every single month?  Think about that for a minute.  Add up the payments.  The house payment.  The student loan payment.  The car payment.  The other car payment.  The credit card payment.  The llama payment.  The doctor payment.

How much is it?

What else could you do with that money?

I challenge you to download the FREE “Debt Freedom Date” calculator from the tools page (HERE).  Take the time to fill out the “Actual Cost of Debt” calculator too.  It will open your eyes as to how much of your hard-earned money is just going to fill up the bank’s pockets every month.

When will you be debt-free?

Read the entire series

REMINDER: Small Business Class WEDNESDAY

A reminder to everyone in my hometown of Anderson, SC that I will be teaching a small business class at the Anderson Area Chamber of Commerce this Wednesday, April 1 (no foolin' Wink) from 8:30AM – 10:30AM.

This is one of a series of small business classes that I am teaching.

The title of this class is "Using Social Media To Boost Your Small Business".

If you are interested in how to use Twitter, Facebook, Linkedin, blogs, and websites to boost your small business, then join us on Wednesday.

You can find out more and register HERE.

I can't wait!

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SERIES: Top 5 Things People Lack In Their Financial Plan

Over the past two and a half years, this crusade has been able to reach tens of thousands of people.  I was recently reflecting on the top things that I see most commonly lacking in folks’ financial plans.  So here are the top five things I see lacking..

Part One A monthly written spending plan

Anyone who has been through the Financial Learning Experience saw this one coming!  It really is unbelievable how many people walk through life without a financial plan.  We will plan like crazy for our proms, weddings, child’s birthday party, and a vacation, but we do not take the time to plan the one thing that funds all of those!

If you are operating your life without a written spending plan, I know one thing about you.  You could substantially improve your financial management simply by preparing a written spending plan every month.

There are a ton of FREE budget tools located on the Tools page (HERE).  Of course, you could accomplish the same thing with a pencil, paper, and calculator.  If you do not have Microsoft Excel, set up a Google Docs account, save the free file to your desktop, and then upload it to Google Docs.

There is no excuse for NOT having a written spending plan every single month.  None.

Read the entire series

At Compass Church TOMORROW – Athens, GA

I am PUMPED to be at Compass Church (Pastor Jim Carpenter) in Athens, GA tomorrow!

I will be speaking during their morning services as part of their STRIP series.  I will be talking about some things we need to strip from our lives when it comes to money.

It is going to be a blast!

Here is what makes me even more PUMPED:

My team will be training financial counselors on Sunday afternoon.  Then on Wednesday, April 1st, I will be teaching the Financial Learning Experience LIVE!  You can register HERE.

Will I see you there? 

How Much Do You Spend On Groceries

Groceries.  I love grocery shopping because I love to eat, and I get to choose exactly what goes into the cart.

I see that people vary WILDLY on the amount they spend on food.

So here is the question of the day:

How much do you spend on GROCERIES (not dining out) per month – per person in your family?

Share your answer in the contents!