Resources To Get You Financially Free


Companies That Are Debt-Free

July 20, 2011

What do the following companies have in common? Apple (AAPL) Fastenal (FAST) Panera Bread Corp (PNRA) Texas Instruments (TXN) Bed Bath & Beyond (BBBY) Besides being TOTALLY UNRELATED organizations, they are all 100-percent DEBT-FREE!  Google was 100-percent debt-free until 2010 and Microsoft was 100-percent debt-free until 2009.  Each company possesses more than enough cash to…

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Surprised Kitty

July 20, 2011

YouTube is incredible.   Anybody can post a video with the potential for anyone in the world to watch it. For example, the below video (can’t see it – click HERE) has had over 50 MILLION views.   50,000,000! Now, I love kitty cats.   My family has two of them.   Here is an…

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0-Percent Balance Transfer Credit Card

July 19, 2011

Updated 5/23/2016 I am constantly looking for 0% APR Balance Transfer Credit Card offers so that people with high interest credit card balances can restructure that debt to 0% interest. This allows ALL of the monthly payment to be applied directly to the principal balance of the loan. Credit card lenders have begun really offering…

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July National Debt Update

July 18, 2011

The US National Debt has increased by $91,092,718,497 since our last update in June 2011. This increase comes as the debate in Washington rages on whether or not to raise the US Debt Limit. National Debt as of 7/18/2011 $14,512,193,048,976 Moving politics aside, action needs to be taken.   Our nation MUST gain control of…

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Financial Storms Are Necessary

July 11, 2011

I was driving through a severe storm recently (the one pictured was one I experienced recently while in Erie, PA), and it was incredible, scary, awesome, and fearsome – all at the same time! Here is the order of events: We saw the storms coming in the distance We were warned by a “Severe Thunderstorm…

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Blogs And Websites Joe Sangl Reads Daily

July 5, 2011

There are many great blogs and websites out there, but there are a few that I have chosen to read every single day.   I believe that consistent reading of these sites has helped me grow as a leader, business owner, and individual. Personal and Business Finances Sites/Blogs…

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About Joe

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Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances.

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded.

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.