I want to meet with Dave Ramsey
Dave Ramsey is one of my financial heroes!
It was a book that Dave Ramsey wrote that helped position me to truly pursue financial freedom.
The name of the book? Financial Peace, Revisited
Jenn and I became debt-free in 14 months by learning the most powerful word in the English language – NO! The experience birthed a passion in me to help others accomplish far more than they ever thought possible with their personal finances! So much so that I left corporate America and negotiated myself a massive pay cut to do so. Don't feel sorry for me!!! I LOVE what I do and I no longer have to work for a living! I am on a CRUSADE!
Part of this CRUSADE must be to meet with Dave Ramsey. I would love to be able to meet one-on-one with Dave Ramsey to obtain mentoring and to be able to learn from him!
Some questions I will ask Dave when I meet with him are:
- How do you balance family with your work? The opportunities are endless at this point to do something other than go home to your family – what helps keep your family the highest priority?
- You wrote your first book, type-set it yourself, and had it self-published. What did you learn from that process?
- You are in a field that can be emotionally draining. What keeps the passion high for what you do?
- What do you look for when hiring a new employee? What are the absolute MUST-HAVES?
- Has your mission/vision changed since you started? How has it changed and what helped you figure this out?
Dave – I want to meet with you! Tell me when and where. I'll be there, buy the lunch and ask all the questions!
Bishop T.D. Jakes “Positioning Yourself To Prosper”
I just finished listening to Bishop Jakes speaking in the series "Positioning Yourself To Prosper"
You need to listen to this!!!
Below is a list of things I wrote down while listening:
- Sometimes it feels funny to share how God is blessing you => Like we should be ashamed or something.
- Why don't we need classes on "How To Be Poor?" FUNNY!
- God blesses people through premier relationships
- The fact that young people have to start out with no money is a CURSE!
- If I catch you in a paycheck cashing place, I'll shoot your tires out!
- You better not let me catch you with a rent-to-own TV!
- If I sound angry about this (people's financial condition), it is because I am!
Words that come to mind when summarizing this series are – challenging, inspiring, motivating, action, thankful
Financial Hero – Bank Lady’s Dad

Why is the Bank Lady's Dad a Financial Hero?
The other day I was waiting in an open office awaiting the return of the personal banker. As I was sitting there, a very elderly lady came in to the bank. She was at least 80 years old. Even at this age, this lady had the "fire" in her eyes. From this point in the story, I will refer to this lady as Bank Lady.
Since the line awaiting the bank tellers was at least eight people deep, Bank Lady took the opportunity to walk up and down the line of people and speak with them (her friend held her place in line).
She stopped by a lady who appeared to be dressed according to another country's customs and pleasantly asked, "Where are you from?"
The lady said, "I'm from Kenya."
Bank Lady said, "Well, Ken ya help me? HA HA HA HA HA HA!"
Bank Lady continued, "Seriously, though. I've been there!"
The other lady stared at her suspiciously.
Bank Lady, full of enery, said, "When I was twelve, my daddy loaded our family up on a boat and took a trip around the world. One of our stops was Kenya."
Bank Lady, even more alive upon recalling this great memory, continued, "We sailed out of the harbor in August and arrived back into New York in the springtime. It was middle April."
WOW! I sat there dumbfounded! Bank Lady's Dad had left a legacy. A life-long memory. He took his family on an EIGHT MONTH TRIP AROUND THE WORLD!
That took money. That took planning. That took commitment. I am still blown away.
For this, Bank Lady's Dad is an official www.JosephSangl.com FINANCIAL HERO!
New Tool! Announcing the Time Budget
In November 2006, I wrote about the power of budgeting your time! It works the same as budgeting your money!
Similarities between money and time.
- You have limited income AND time.
- You can only spend a dollar AND an hour once and then it is gone!
- Planned money and planned time goes farther and is less susceptible to waste.
- Both money and time are valuable!
I have now added two new Time Budgets to the TOOLS page.
One Time Budget is in 1/2-hour increments and the other is in 1-hour increments.
How are you spending your time? Are you accomplishing everything you hoped for? I highly recommend a time budget – especially for ensuring that the family spends a lot of time together. The Sangl's have used the time budget to ensure that "Family Game Nights" and "Daddy-Daughter Date Nights" are on the schedule. You don't want to miss out on these, and a time budget is a great to way to ensure that they happen regularly!
Have fun!
Financial Hero – Larry Burkett
Why is Larry Burkett a www.JosephSangl.com Financial Hero?
Larry Burkett is a www.JosephSangl.com Financial Hero because he LIVED what he taught. Larry taught the principle of "God is the owner. We are the managers."
Think about that principle for a minute. It changes the entire way you manage your money. It forces you to look at it from the position of a manager, NOT the owner. Let's break this down. If you are a store manager for my favorite fast-food restaurant, Chick-Fil-A, what is your job? Ultimately, it is to help the owner make more money! Yes, you are responsible for ensuring the customers are delighted with the food and service and ensuring that the drive-through moves swiftly, but ultimately you are responsible for boosting sales and increasing profits.
If you were the owner of U, Inc., would your fire yourself? How are you doing?
Larry consistently challenged everyone to look at their finances from a biblical perspective. The Bible is very clear that when you approach your finances from a manager's perspective, you will obtain better results.
Larry wrote over 70 books! Let's put this into perspective. I am still working to have my first book published!
He passed away in 2003, but he has left a legacy in print and spoken word that continue to impact tens of thousands every year. What a legacy!
Larry Burkett, an official www.JosephSangl.com Financial Hero!