Top 5 Ways To Gain Financial Margin

Lots of people are looking for financial margin these days.  They are SICK of living paycheck-to-paycheck.  They want to be able to have at least a little fun during the month.  There are expenses that have been put off way too long – things like home and car repairs.

I want to help you have that margin!  Life with margin allows you to live life on a mission.

Top 5 Ways To Gain Financial Margin

  1. Reduce interest rates on existing debt
  2. Eliminate debt
  3. Increase income – through pay increase, overtime, or 2nd job
  4. Sell possessions – especially those that have ongoing expenses
  5. Start a successful business

Over the next several blog posts, we will be discussing each of these items in more detail.

How much FINANCIAL MARGIN would you like to have 12 months from now?  Share it with us!

Read entire series (available after 11/13/2011)

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  1. Terri on November 7, 2011 at 7:21 am

    I own a business and wanted to say that owning a business is a huge commitment and a lot of work. I have watched many people who have a great service or product to offer fail in business ownership because of misconceptions about ownership. Just because you are a great service provider or have a great product does not mean that you will have a successful business. There are many other things that have a role in determining success and if you are not aware or do not understand the “business” side of your business, you will not be successful. Budgeting, marketing, bookkeeping, and inventory, as well as managing your employees are a huge part of your success. The biggest factors, I believe are money and TIME!! The less you have of one, the more you have to compensate with the other.
    I don’t want to sound discouraging to anyone who is contemplating opening a business, but instead want to suggest that you do your research and be realistic.

  2. Brian on November 7, 2011 at 8:28 am

    As a small business owner with variable income my desire for “peace of mind margin” is large. We are blessed with 20k now ( one month of operating and living expenses, our goal of 100k will be reached this time next year. Please pray for us!

  3. Joe Wickman on November 7, 2011 at 7:34 pm

    I’m a pastor with 4 kids and margin has dwindled into the negative territory over these past couple years. I finally took a second job, and my wife found an odd-hour job she can do without hugely impacting the life of our family at home (we need her to keep this place running).

    I only wish I had taken action sooner. I shouldn’t have waited for the much needed repairs/purchases to accumulate for so long. Now the digging out and catching up phase is intense. The good news is that over these past 6 weeks of working crazy hours we’re already making headway

    We’re working the plan and saving bit by bit as we catch up on necessary purchases (needs, not wants). Next we’re going to punch our debt in the face and never apologize. I cannot wait to cut up that credit card, own these 2 vehicles outright, and start putting our money to work.

    Joe, thanks for the post. It came at just the right time. I’ve been so tired from putting in extra hours that I started seeing double today. It was just the encouragement I needed.

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