0-Percent Balance Transfer Credit Card

Updated 5/23/2016

I am constantly looking for 0% APR Balance Transfer Credit Card offers so that people with high interest credit card balances can restructure that debt to 0% interest. This allows ALL of the monthly payment to be applied directly to the principal balance of the loan.

Credit card lenders have begun really offering better terms recently as they have extended the 0-percent terms and lowered transfer fees. The best offer(s) I’ve currently located are located on the I Was Broke. Now I’m Not. page (HERE).

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  1. Jamie Harpst on July 27, 2011 at 1:00 pm

    Don’t you think 0% balance transfers just help people procrastinate more with paying off they’re debt?

  2. Joe Lowe on July 30, 2011 at 1:09 pm

    The people that use them for that and are constantly transferring their balance? – YES. The whole point that Joe is making is that this incentive that the CC companies are using to gain customers, can be used as a great tool to eliminate your debt. If people’s mindsets about debt don’t change then nothing will get them out. But if you are dedicated to get out, this simple tool will keep you from paying to bank to extend you credit, thus paying off debt faster.