10 Signs You’re Becoming Financially Fit

The journey to financial freedom can become laborious at times, and it can be difficult to know whether or not you are really progress. Here are some signs you can use to help determine if you are truly becoming Financially Fit:

  1. You prepare a monthly budget – every single month!
  2. You know what “net worth” means – and you track it at least once a year.
  3. You value saving and investing more than spending.
  4. You have eliminated all high interest debt.
  5. You have funded at least one personal dream in the past 12 months.
  6. You have been labeled as “odd” or “weird” by friends and family because of your focus on taking your finances to another level.
  7. When a friend shows off their new financed car, you feel sorry for them instead of excited.
  8. You know the interest rate that Capital One 360 bank, Ally Bank, HSBC, and Emigrant are paying!
  9. If married, you and your spouse are able to have a productive conversation about money – without arguing!
  10. You don’t have to check your bank account balance every morning or even think about it on a daily basis because YOU KNOW there is more than enough money in the account to cover the bills. In fact, you know your balance to the penny.

What other signs would you add?

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  1. Becky Price on February 5, 2013 at 9:40 am

    11. You no longer fear the inevitable emergencies cause you have a savings find dedicated to those.
    12. You’ve discovered the promises of tithing because writing that check comes with joy every month.

  2. Ginny on February 5, 2013 at 1:48 pm

    I completely understand #7, and it is so hard to sit back and keep your mouth shut between the bragging and justifying.

    13. When you watch commercials on tv, you are just flabbergasted by the ridiculousness used in marketing.

    14. Instead of debating on what to buy next, you are debating on which financial move is going to have the best reward.

    15. You catch yourself trying to stretch dollars, not be cause you are broke, but because you see the investment potential.

  3. jsangl on February 6, 2013 at 10:59 am

    Ginny and Becky- Those are some great additions to the list!

  4. William on February 6, 2013 at 11:22 am

    16. You can sleep peacefully every night.

  5. jsangl on February 8, 2013 at 9:59 am

    William- Yes you can!

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