Free Credit Report

In this day and age of identity theft, it is vitally important you monitor your credit report.

You can get a copy of your credit report FREE (not a misleading statement like so many of those TV commercials you see that say “offer implies enrollment in a fee-based credit monitoring service).  The for-real-free credit report is available at:

According to their website … is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

Be sure to download your credit report from each of the big three credit reporting companies – Equifax, Experian, and TransUnion.  A lot of the information will be repetitive, but it is important to check out all three.

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1 Comment

  1. Daphne on October 15, 2011 at 1:29 pm

    Here’s a tip: get one company’s report every 4 months, and that way you can check your credit report three times in a year for free (i.e. January could be Equifax, May could be Experian, September could be TransUnion).

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