SERIES: Top 5 Things People Lack In Their Financial Plan BONUS

Over the past two and a half years, this crusade has been able to reach tens of thousands of people.  I was recently reflecting on the top things that I see most commonly lacking in folks' financial plans.  So here are the top five things I see lacking.

BONUS for self-employed  Health Insurance

I know what you are saying already.  You are saying, "It is so horribly expensive!"  I would say, "I KNOW it is horribly expensive, but it is way MORE EXPENSIVE to NOT have health insurance."

Half of all bankruptcies are due to medical bills.  Why did the medical bills happen?  Because of the lack of health insurance.

I personally like High Deductible Health Plans (HDHP) with an attached Health Savings Account (HSA).  The cost of this insurance is much more affordable, and, frankly, it is a better deal for the consumer!

Instant Health Insurance Quotes

I really like eHealthInsurance's interface for finding insurance.  You only have to provide basic information (and not your contact info – yay!) unless you want to share more info!

Check out the health insurance quotes HERE

Read the entire series

1 Comment

  1. Michael Driscoll on April 7, 2009 at 9:02 am

    Hey Joe! Mike Driscoll from Greenville Campus. Ironically, I only have until next Wednesday to enroll in our company’s health benefits, and I have been betwixed on which plan to choose. So you think the high deductible with a Flexible Spending Account? Or was it a Health Savings Plan? Is that the same thing?
    Oh, geez – I need some advice before next week!
    MIKEDRISCOLL (twitter)

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